Skip to main content

Home/ What you need to know/ Better Ways To Save On Auto Insurance Explained In Detail
Glennie Harrison

Better Ways To Save On Auto Insurance Explained In Detail - 6 views

affordable Auto car insurance tips

started by Glennie Harrison on 16 Aug 12
  • Glennie Harrison
     
    Do you wonder if your policy rates are too high? Do you wish you knew more about auto insurance? You're in the right place! This article contains plenty of tips that will make you more knowledgeable about auto insurance. Whether you're looking for a new policy or just looking for information, these tips will help you out.

    Being an auto dealership can have it's insurance perks. You must maintain insurance policies on the vehicles you carry, but you can get a deal for this through dealers insurance. These policies will allow you to drive any of the company owned cars, essentially eliminating the need for personal auto insurance.

    Check your own driving record. Obtain a copy of your driving record and go over it. Here is a list of state DMV websites. Car insurance providers will be checking your driving record and will determine how much to charge you from that information. Check your driving record for any errors. Errors sometimes happen and you don't want to end up paying more because of them.

    Ask your auto insurance company to give you a discount for being a member of any particular organization. Some auto insurers give discounts on your monthly premium if you are a member of a credit union, or even AARP. Not all companies ask about your memberships when you are applying for insurance, so make a note to ask them.

    Know what factors affect cheap car insurance quotes. The three key considerations in determining your car insurance rates are age, sex, and actual driving record. Higher rates are given to less-experienced drivers, and males in general. Any ticket that takes points off of your license will also result in an increase rate.

    If you're currently receiving a no-claims discount for an auto insurance company, it is important that you protect this. Only file a claim if it is absolutely necessary, because once you file a claim with your insurer, your rates could increase instantly by up to 75%. Filing claims should be saved for real accident and injury.

    While shopping for a new or used vehicle, in addition to calculating what the cost will be for financing the purchase of your vehicle, you might want to also consider the cost of auto insurance coverage. Get a quote from your insurance agent on coverage for the different vehicles you're interested in. The cost of insurance might make a difference in your final decision.

    Important information about auto insurance usually isn't taught in schools or in driver's training courses. It's your responsibility to find this information on your own. The advice in this article will make you more knowledgeable about auto insurance, which may make it easier to make smart choices when looking for insurance in the future.

    Author: Glennie jane

To Top

Start a New Topic » « Back to the What you need to know group