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West Wing aides, shaken by polls showing the president badly trailing Joseph R. Biden Jr., worried that they were living through the final days of the Trump administration

Late in the day, the stock market collapsed when Mr. Trump abruptly called off talks for a congressional coronavirus relief bill after the Fed chair, Jerome H. Powell, said such a stimulus was badly needed.

Some White House staff members wondered whether Mr. Trump’s behavior was spurred by a cocktail of drugs he has been taking to treat the coronavirus, including dexamethasone, a steroid that can cause mood swings and can give a false level of energy and a sense of euphoria.

Prominent supporters of the administration said Mr. Trump should have stayed at the hospital until he was no longer infectious or should remain confined to his residence.

There were no answers, either, on when Mr. Trump last tested negative for the virus — a crucial piece of information that the White House and Dr. Conley have refused to answer and would establish the known state of Mr. Trump’s health before the presidential debate last Tuesday or before he attended a fund-raiser in New Jersey on Thursday. The White House first made public that Mr. Trump had tested positive early last Friday.

which has painted a rosy picture of his condition

Trump will need to continue treatment

Kayleigh McEnany said she had tested positive for the virus after “testing negative consistently” every day since Thursday.

held a briefing for reporters on Thursday in which she did not wear a face mask.

A Reuters/Ipsos poll released on Sunday showed Trump trailing Biden nationally by 10 percentage points. About 65% of Americans said Trump would not have been infected had he taken the virus more seriously.

But the growing number of COVID-19 cases in the White House as well as Congress - three Republican senators have tested positive for the virus in the last week - threatens to place Trump’s response to the pandemic under a finer microscope.

Trump is also under fire for a statement that he met with soldiers and first responders at the hospital in Bethesda - moves that potentially exposed even more people to the virus, as well as the drive-by on Sunday and a fundraising trip he made to New Jersey last week.

Major U.S. stock markets were trading higher on Monday amid hints of Trump’s potential release and signs of progress with a new fiscal stimulus bill in Congress. Wall Street’s main indexes slumped on Friday after Trump’s COVID-19 announcement.

Rising inflation has led to surging prices for groceries, cars and many essentials. The cost of a college education has skyrocketed in two decades, with the average student debt for federal loans at $37,000, according to the Education Department. Overall debts for Americans in their 30s jumped 27% from late 2019 to early 2023—steeper than for any other age group.

home prices have risen considerably, while wages haven’t kept pace.

“What Dave Ramsey really misses is any kind of social context,” says Morgan Sanner, a

She began paying off $48,000 in student loans (a Ramsey do) and also took out a loan to buy a 2016 Honda (a Ramsey don’t). Her rationale was that it was safer to pay extra for a more reliable car than a junker she could buy with cash. S

he feels these sorts of real-life decisions don’t factor into his advice.

When she saw a comment from Ramsey online about how people receiving pandemic stimulus payments were “pretty much screwed already,” Israel felt it came across as shaming people. The pandemic shutdowns ended a decadelong economic expansion for Black Americans, a disproportionate number of whom lost their jobs and relied on those checks.

“Moralizing financial decisions is very damaging to marginalized groups,” says Israel, who is Black.

Many young adults scratch their heads over his advice that people should let their credit scores dwindle and die.

People need a good credit score, says Mandy Phillips, a 39-year-old residential mortgage loan originator in Redding, Calif. She uses TikTok and other social media to educate millennials and Gen Z about home buying. Scores are vital when applying for mortgages and rentals.

She also takes issue with Ramsey’s advice to only obtain a home loan if you can take out a 15-year fixed-rate mortgage with a down payment of at least 10%. Few younger buyers can pay the large monthly bills of shorter-term mortgages.

“That may have worked years ago in the ’80s and ’90s, but that’s not something that is achievable for the average American,” Phillips says.

Housing is a particularly hot-button topic. He advises people to only buy a house with their lawfully wedded spouse. Yet many young adults are pooling their finances with partners, friends or roommates to buy their first homes. 

Ramsey is perhaps best known for advocating a “debt snowball method”: People with multiple loans pay off the smallest balances first, regardless of interest rate. As you knock out each loan, he says, the money you have to put toward larger debt snowballs. Seeing small wins motivates people to keep going, he says.Conventional economic theory would be to pay off the highest-interest loans first, says James Choi, a finance professor at the Yale School of Management, who has studied the advice of popular finance gurus.

Ramsey’s save-not-spend message sounds logical, young adults say. It’s his all-or-nothing approach that doesn’t work for them.

Kate Hindman, a 31-year-old administrative assistant in Pasadena, Calif., who has taken an anti-Ramsey stance on TikTok, ended up with $30,000 in credit-card debt after she and her husband faced income-reducing job changes. They’ve since turned it into a consolidation loan with an 8% interest rate and pay about $1,200 a month.

She wonders if the debt aversion is generational. Perhaps younger people are less willing to make huge sacrifices to be debt-free. Maybe carrying some amount of debt forever is a new normal.