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Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. I do have our 25 secrets to maximizing social security that I'd put together and it's a free download if you want to go to our website to make sure you can download it. I'll put a link here on the video to make sure you can download my 25 secrets to maximizing your social security as well. One of the first things I want to talk about is when it comes to social security is make sure you're basing your social security on your overall retirement plan. You don't want to look at social security all on its own. You want to make sure that you're looking at social security with your overall retirement plan and that's because there are a lot of things that when it comes to your retirement plan that it can affect what your social security looks like, such as taxes, what your survivor check or your survivor income might look like if you're married, what the income will look like as far as your guaranteed income sources, and whether or not you have enough money to make it out to maximize your social security.

What is Retirement Income Planning We now have to figure out how to distribute all these assets that you've now accumulated. The basis of retirement is that you cannot have a retirement, or you cannot retire without income. That's why income planning is all that more important in retirement. There's three things, or three levels that I believe that you need to have when it comes to your income planning. One is you need to have the income to maintain your lifestyle. I know most of you, if you are a baby boomer, or a pre-retiree, or someone that's already retired, you want to make sure that you can have that same amount of income that you've been able to have throughout your entire life. What is Retirement Income Planning That way, you can maintain your lifestyle and do the things you want to do, still gift to your grandchildren, or you children and do those trips that you like to do, maybe travel the world, or golf. It's important to have that income when you retire to maintain your lifestyle. I hope, for everyone that's watching this video, is able to maintain their income, or maintain their lifestyle when they retire. What you need to do to make sure you can have enough income is first understand how much you are spending. Believe it or not, a lot of you do not know how much you're actually spending every year.

I want to talk to you about a recent article I just read about a financial advisor stealing their client's money. I want to make sure that you can avoid those same problems. We already know about Bernie Madoff and the issues that he's caused through all the ponzi schemes but they still exist today and you really do have to watch out for yourself. There's a recent article talking about a gentleman in Minnesota that stole about a million dollars from his clients over the last two years which is a lot of money. One of the things that he did is he basically took the money, put it into his own checking account, and he used it. Well even one scenario, he took $100,000 from a client, turned it around and went and bought a Maserati. This is a really, really nice car. How To Avoid Financial Fraud I want to make sure you can protect yourself from those same potential problems. There's some things you can do to make sure you will avoid those issues. The first thing to do is do a broker check or make sure they are a registered investment advisor or an investment advisor that is registered with the securities exchange commission. What you can do is you can go to brokercheck.com. At brokercheck.com you can enter in the person's name or even their firm to make sure they are registered. Another good site to go to is investor.gov. It does basically the same thing that brokercheck does and even while you're there, you can see what type of report will come up as far as if they have any blemishes, if they have any problems in the past, are they an advisor that has a lot of disputes. Right there will give you a lot of information but also some red flags. If they are not registered as an investment advisor though the securities exchange commission, they're not allowed to do any trading of stocks, bonds, mutual funds, exchange rate funds and really they're not allowed to give you much financial advice.

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You can see there's a few things that I've done to it that I want you guys to go out there and do to your YouTube channels. Treat YouTube as an extension of your website. You want to brand it. You want to have links out to your website. You want to use it as an asset. A lot of companies set up their YouTube channel and they just don't use it like they need to. I want to show you how to set up a youtube channel , and then why it's important. First thing you want to do is get your icons, get your branding, get your logos, get your value proposition. Don't just throw up any old image here. Here's the difference: you have this channel right here that's all set up, or you can take a look at this channel that is not. You'd be surprised how many big companies have their channels that just are not set up.

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Justin Paperny: Hi everyone. I'm Justin Paperny with White Collar Advice, and I'm pleased to welcome my friend and colleague Michael Szafranksi to the program. Hey bud. Michael S.: Hey Justin. Justin Paperny: Let's jump right in with your experience through Miami Federal Prison Camp. You wrote a guest blog on the White Collar Advice site. I'm going to put up a link to the blog, but in that blog, you said, "Miami is different than a lot of another federal prison camps." Miami Federal Prison What did you mean? Michael S.: Well, Miami itself just outside of the world of prison sort of operates on its own set of rules. It's certainly South America within the United States. On top of that, when you get to the prison itself, you're a population that is less white collar than many of the other prison camps plus the fact that it's attached to a low security prison means a lot of inmates transition relatively early on from the low to the camp, so you have a population that's different, and as a result of that, you have different stringencies imposed on the inmates by staff. Justin Paperny: Okay, so we'll get into those stringencies in a minute. Let's first talk about how you got to the federal prison camp in Miami. The majority of my clients, our clients, self surrender to prison, but on occasion, they're remanded to custody in part because of the case or the judge. Tell us how you actually got to the federal prison camp.

Amazon FBA and finding profitable products constantly evolves, and to stay ahead of the curve you need to be constantly searching out new and improved ways to find the home run products you want to add to your portfolio of products to sell! We take a look at the NEWEST methods and strategies to find the most wildly profitable products to sell on Amazon FBA! For the first time ever I am releasing the top 10 BEST SELLING CATEGORIES to sell on Amazon and the top 10,000 best selling products based on sales velocity for each category!

Hi everyone, Vince Oldre, certified financial planner. And I want to talk to you why mutual funds can be bad for your retirement. Now not all mutual funds are bad. But some could be bad for your retirement. And before we understand why they might be bad, we also have to understand how mutual funds became in existence to begin with. Now mutual funds started because people like you wanted to invest in the market, but you didn't have a lot of money to be diversified. So if you only had $100 to invest every single month, it was pretty hard to diversify amongst thousands of different stocks. And that's where the mutual fund was giving you the ability to do that.Hi everyone, Vince Oldre, certified financial planner. Why Mutual Funds Can Be Bad

If you're looking for tips and tricks relating to Video SEO and how to rank YouTube videos and create huge YouTube Channels fast, then this video is for you! Specifically, we will cover EXACTLY how to use YouTube's algorithm in 2017 to rank your video fast with their top 5 ranking factors! This are the same 5 ranking factors I personally focus on when I publish new YouTube videos. They're the primary reason I am able to rank my videos so high in YouTube's search results, which leads to new people discovering my channel, which means new subscribers! What are the top 5 YouTube SEO Video Ranking factors? The MOST important is what is referred to as 'watch time' this means how many minutes of watch time your video has accumulated since you published it! The more total watch time you have, the better you rank! (With a few other factors involved ;)

Justin Paperny Dating After Federal Prison To be or not be' is the opening line in Shakespeare's Hamlet. We are not talking of Hamlet today, though I will steal from that and say to tell or not tell, as it related to dating after federal prison. I am going to share my experience and some of the experiences of my clients. So, let's get started. Dating After Federal Prison It's Justin Paperny at White Collar Advice and today we're going to talk about dating after prison. Now, I've been told by a number of really great clients my experience was easier, because I went to federal prison and I did not have children. And there's a lot of truth in that. I was 33 when I went to prison. I was single. So there is some truth to that. Incarceration is harder on your family and your loved ones and even though you're the one serving time it is harder on those that love and support you, namely your wife, your children, your husband.

Hey guys, Mitch at Snowdon here. Wanted to talk to you today about our complete line of filters. We've got the standard throw-away type filter available in all kinds of different sizes: 1-inch, 2-inch, pleated filters. We carry MERV 8, MERV 10, MERV 11. We can get MERV 13 or MERV 15s. We've also got a complete line of custom size filters so whatever your filter needs are we're able to make them to exact sizes, like this one here is 15.38 x 25.5 x 5.25. Then of course we've got 4-inch and 5-inch filters. HVAC Filter Distributor Canada When it comes to your filter needs, come down to Snowdon. I'm sure we can cover everything you need. My name is Mitch and if you have any questions about our videos, our training seminars or products, feel free to give me a call any time; my number is below, or sign up for our training seminars. Looking forward to hearing from you. HVAC Filter Distributor Canada

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My name is Kevin David and I'm the creator of the freedom movement. I left my 80/hr a week accounting job to create a massive movement of people becoming financially free. In the past year I've free thousands of people from the 9-5 grind, and it is my life goal to help millions of people realize there is a better life than being trapped in a cubicle. I teach how to make money online, I teach how to earn passive income, and live the best life you can, with the freedom to do the things you want to do always. Come say hi on social media, I respond to every message and I always will. Remember you can completely change your life at any time, you just need to start.

As we know for centuries women have resorted to all sorts of different techniques to prove their virginity to conform to the social norms. Women nowadays have modern techniques at their service to regain their virginity. Hymenoplasty is a surgical procedure that can restore the virginity of patient immediately after the rupture of the hymen or after a longer period of time. The hymen reconstruction procedure is often requested because the patients want to offer their new virginity as gift to their partners or to increase sexual pleasure after having multiple natural births.

A lot of these retirement calculators that you can use online, they make too many assumptions. A lot of them use fixed rate of returns, and if you were around, which I assume you were, in 2001 and 2008, you would know that the market doesn't just go at a fixed rate of return at 8%. There are going to be bumps and hills along the way. That's why when you use too simple of a calculator, it may give you a false sense of security. Make sure when you're using a retirement calculator it's not going to be too simple. Minneapolis Financial Planner That's why you need to also point to other factors, like social security. The reason why a lot of these other retirement calculators do not work is because they don't actually look at your overall plan. I'm not just talking about the free ones you can use with your 401(k) plans, but the ones that even that some financial advisors use aren't going to look at everything like social security. The benefit with some of these financial retirement calculators is they will actually put your social security calculations in with your overall retirement plan. If you are going to be using one, make sure that you use one that's going to have that social security ability to plug into your overall retirement plan. Minneapolis Financial Planner

With only a few days remaining until Amy returns home, Ricky cannot seem to remain faithful to her. And if the tension wasn't thick enough already, Adrian has an unfortunate pregnancy scare that takes her to the emergency room. With their emotions running high, Ben and Adrian have a huge fight, leaving Adrian in tears. Once Ben realizes how much Adrian and their unborn baby mean to him, he delivers a heartfelt apology with a special gift. And haven't spent so much time dealing with his son's problems, Ben's dad has become unsure of his own marriage to Betty. Meanwhile, Jack and Madison are forbidden to see each other, and Jack tries to prevent Grace from seeing Grant.

With only a few days remaining until Amy returns home, Ricky cannot seem to remain faithful to her. And if the tension wasn't thick enough already, Adrian has an unfortunate pregnancy scare that takes her to the emergency room. With their emotions running high, Ben and Adrian have a huge fight, leaving Adrian in tears. Once Ben realizes how much Adrian and their unborn baby mean to him, he delivers a heartfelt apology with a special gift. And haven't spent so much time dealing with his son's problems, Ben's dad has become unsure of his own marriage to Betty. Meanwhile, Jack and Madison are forbidden to see each other, and Jack tries to prevent Grace from seeing Grant.