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One YC-backed startup is betting that fingerprints and other forms of biometric identification may be the payment method of the future though. Called PayTango, they're partnering with local universities to offer a quick and easy way for students to use their fingerprints to pay instead of credit cards.

In its first big policy shift since Facebook bought the photo-sharing site, Instagram claims the right to sell users' photos without payment or notification. Oh, and there's no way to opt out.

"For the fiscal year 2017 budget, the U.S. Department of Education (Education) estimates that all federally issued Direct Loans in Income-Driven Repayment (IDR) plans will have government costs of $74 billion, higher than previous budget estimates. IDR plans are designed to help ease student debt burden by setting loan payments as a percentage of borrower income, extending repayment periods from the standard 10 years to up to 25 years, and forgiving remaining balances at the end of that period. While actual costs cannot be known until borrowers repay their loans, GAO found that current IDR plan budget estimates are more than double what was originally expected for loans made in fiscal years 2009 through 2016 (the only years for which original estimates are available). This growth is largely due to the rising volume of loans in IDR plans."

"Prices for a "tutor" vary. Boostmygrades.com advertises a $695 rate for graduate classes, $495 for an algebra class, or $95 for an essay. When Inside Higher Ed, posing as a potential customer, asked for a quote for an introductory microeconomics class offered by Penn State World Campus, noneedtostudy.com offered to complete the entire course for $900, with payment upon completion, and onlineclasshelpers.com asked for $775, paid up front. Most sites promise at least a B in the course."

"Designing a course that precludes cheating might require thinking creatively and breaking away from simply uploading lecture videos and administering quizzes, said Kyle Johnson, an independent higher ed consultant. "What kind of experience are we providing for students if someone is able to take an entire class for a student and we never figure it out from the interaction? At a pedagogical level, that's my concern," he said. "Are we really just dumping information at them so someone can come in and take a couple of quizzes and they're done?""

"Helpouts are face-to-face video calls powered by Google+ Hangouts. You can start and join a video call from your computer, Android, iPhone, and iPad devices. The Helpouts platform is different from Hangouts because Helpouts takes care of all of the setup and maintenance associated with delivering your services - from payment, to scheduling, reputation management, and customer acquisition."

"Samsung's new Galaxy S5 arrived with an unexpected and underhyped feature. Like the iPhone 5S, it came with a fingerprint reader, but this reader plugs directly into PayPal, which in turn connects you to dozens of different payment systems. It's a clever trick: instead of a password, all you need is a fingerprint, carrying you through the entire web. If it catches on, soon you won't need a password at all."

"The U.S. Department of Education is sticking to the rosier news in a brief report released this week that shows the number of U.S. student-loan holders enrolled in income-based repayment plans has jumped by more than 50 percent since last year. According to the government, 3.9 million borrowers have signed up for income-based repayment plans as of this June. But while these programs, which have existed in some form since 1994 but were supercharged only in the past few years, can cut monthly loan payments by hundreds of dollars for individual borrowers, their cost to taxpayers overall is rising fast."

"This document is a code of best practices that helps educators using media literacy concepts and techniques to interpret the copyright doctrine of fair use. Fair use is the right to use copyrighted material without permission or payment under some circumstances-especially when the cultural or social benefits of the use are predominant. It is a general right that applies even in situations where the law provides no specific authorization for the use in question-as it does for certain narrowly defined classroom activities."

"A study out this month made the point all too clear. Most of the 543 university students involved in the analysis didn't bother to read the terms of service before signing up for a fake social networking site called "NameDrop" that the students believed was real. Those who did glossed over important clauses. The terms of service required them to give up their first born, and if they don't yet have one, they get until 2050 to do so. The privacy policy said that their data would be given to the NSA and employers. Of the few participants who read those clauses, they signed up for the service anyway."

"A wristband dubbed Nymi confirms a user's identity via electrocardiogram (ECG) sensors that monitor the heartbeat and can authenticate a range of devices, from iPads to cars. Developers at Bionym, the Toronto-based company that makes the device, say the peeks and valleys of an individual's heartbeat are harder to imitate than the external features of biometric systems, like fingerprints or facial recognition."