What Is Debtor Education? - 0 views

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  #1 Vad Pedersen on 19 Jun 13

   

  A debtor training course by an authorized provider includes information on developing a budget, controlling income, using credit wisely, and other resources. Like pre-filing counseling, debtor training might be provided in person, on the phone, or online. The debtor education treatment might go longer compared to pre-filing therapy about two hours and the typical cost is between $50 and $100. Much like pre-filing counseling, if you're struggling to pay the session fee, you must find a fee waiver from the debtor knowledge service.
  
  You must get a certificate as proof, after you've completed the necessary person training course. This certificate is distinct from the certificate you received after completing your pre-filing credit counseling. Always check the U.S. Trustees website to be certain that you get the document from the debtor knowledge company that's permitted in the judicial district where you filed bankruptcy. Unless they've revealed a to you before the counseling program starts, consumer education providers may not charge a supplementary fee for the document.
  
  Important Questions to Ask When Selecting a Credit Psychologist
  
  Their smart to do some research whenever choosing a credit counseling organization. If you're in search of credit counseling to satisfy the bankruptcy law demands, ensure you get services only from authorized companies on your judicial district. For supplementary information, please consider peeping at: read this. Call several to gather information before you make your choice, after you've the set of approved companies in your judicial area. Some critical questions to ask are:
  
  What services can you offer?
  
  Are you going to help me create a policy for preventing dilemmas as time goes on?
  
  What are your charges?
  
  Imagine if I cant afford to pay your costs?
  
  What qualifications do your consultants have? Are they approved or licensed by an outside firm? What education do they get?
  
  What do you do to keep information about me (including my address, telephone number, and economic information) safe and confidential?
  
  How are your employees paid? Are they paid more if I subscribe to certain services, if I pay a fee, or if I make a contribution to your organization?
  
  For More Information and Assistance
  
  The U.S. Trustee Program promotes effectiveness and integrity within the nations bankruptcy process by maintaining operational excellence, providing oversight of individual trustees, and enforcing bankruptcy laws. This System has 21 areas and 9-5 field offices, and runs the administration of bankruptcy in all states except Alabama and New York.
  
  When you have concerns about accepted credit counseling agencies or person knowledge course suppliers, such as the failure to provide adequate service, please contact the U.S. Trustee Program by e-mail, or in writing at Executive Office for U.S. Trustees, Credit Counseling and Debtor Education Unit, 20 Massachusetts Avenue, N.W., Suite 8000, Washington, D.C., 20530. Give as much detail as you can, such as the time of contact, and whom you spoke with, the name of-the credit counseling organization or consumer training class company.
  
  The FTC works for the customer to prevent fraudulent, misleading and unfair business methods available and to give information to assist consumers spot, stop, and prevent them. To file a or to get free information on consumer dilemmas contact the FTC toll-free, 1-877-FTC-HELP (1-877-382-4357). The FTC enters Internet, telemarketing, identity theft, and other fraud-related problems into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies within the U.S. and abroad.The American Academy of Grief Counseling
  2400 Niles-Cortland Rd SE Suite # 4
  Warren Ohio 44484
  Phone: 330-652-7776
  Email: info@aihcp.org
  Site: www.aihcp.org

   

  <div class="cArrow"> </div><div class="cContentInner">A debtor training course by an authorized provider includes information on developing a budget, controlling income, using credit wisely, and other resources. Like pre-filing counseling, debtor training might be provided in person, on the phone, or online. The debtor education treatment might go longer compared to pre-filing therapy about two hours and the typical cost is between $50 and $100. Much like pre-filing counseling, if you're struggling to pay the session fee, you must find a fee waiver from the debtor knowledge service. <br /> <br /> You must get a certificate as proof, after you've completed the necessary person training course. This certificate is distinct from the certificate you received after completing your pre-filing credit counseling. Always check the U.S. Trustees website to be certain that you get the document from the debtor knowledge company that's permitted in the judicial district where you filed bankruptcy. Unless they've revealed a to you before the counseling program starts, consumer education providers may not charge a supplementary fee for the document. <br /> <br /> Important Questions to Ask When Selecting a Credit Psychologist <br /> <br /> Their smart to do some research whenever choosing a credit counseling organization. If you're in search of credit counseling to satisfy the bankruptcy law demands, ensure you get services only from authorized companies on your judicial district. For supplementary information, please consider peeping at: <a rel="nofollow" href="http://www.aihcp.org/aagc.htm">read this</a>. Call several to gather information before you make your choice, after you've the set of approved companies in your judicial area. Some critical questions to ask are: <br /> <br /> What services can you offer? <br /> <br /> Are you going to help me create a policy for preventing dilemmas as time goes on? <br /> <br /> What are your charges? <br /> <br /> Imagine if I cant afford to pay your costs? <br /> <br /> What qualifications do your consultants have? Are they approved or licensed by an outside firm? What education do they get? <br /> <br /> What do you do to keep information about me (including my address, telephone number, and economic information) safe and confidential? <br /> <br /> How are your employees paid? Are they paid more if I subscribe to certain services, if I pay a fee, or if I make a contribution to your organization? <br /> <br /> For More Information and Assistance <br /> <br /> The U.S. Trustee Program promotes effectiveness and integrity within the nations bankruptcy process by maintaining operational excellence, providing oversight of individual trustees, and enforcing bankruptcy laws. This System has 21 areas and 9-5 field offices, and runs the administration of bankruptcy in all states except Alabama and New York. <br /> <br /> When you have concerns about accepted credit counseling agencies or person knowledge course suppliers, such as the failure to provide adequate service, please contact the U.S. Trustee Program by e-mail, or in writing at Executive Office for U.S. Trustees, Credit Counseling and Debtor Education Unit, 20 Massachusetts Avenue, N.W., Suite 8000, Washington, D.C., 20530. Give as much detail as you can, such as the time of contact, and whom you spoke with, the name of-the credit counseling organization or consumer training class company. <br /> <br /> The FTC works for the customer to prevent fraudulent, misleading and unfair business methods available and to give information to assist consumers spot, stop, and prevent them. To file a or to get free information on consumer dilemmas contact the FTC toll-free, 1-877-FTC-HELP (1-877-382-4357). The FTC enters Internet, telemarketing, identity theft, and other fraud-related problems into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies within the U.S. and abroad.The American Academy of Grief Counseling <br /> 2400 Niles-Cortland Rd SE Suite # 4 <br /> Warren Ohio 44484 <br /> Phone: 330-652-7776 <br /> Email: info@aihcp.org <br /> Site: <a href="http://www.aihcp.org" rel="nofollow" target="_blank">www.aihcp.org</a></div>

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