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Why make it personal? There are times in your life when despite your best efforts you fall short of the funds you need to achieve what you desire. Personal loans can provide a way of achieving what you need in the present by allowing you to pay it off in the future. Whether you are trying to consolidate your debts, booking an overseas trip or need the money to set up a nursery, we will show you what type of personal loans are available so you can feel comfortable choosing the right one, at the right price. What to consider when choosing a personal loan 1. The benefits of a personal loan 2. Types of personal loans 3. How to get the best deal on your personal loan 4. Personal loan application Checklist 5. Star Ratings 1. The benefits of a personal loan What's the difference between a credit card and a personal loan, which both give you access to money you don't have? The main benefit of a personal loan and what attracts many people to this option compared to a credit card, is that their interest rates are usually lower and you have an allocated time frame in which to pay the loan back. This means that it's often easier to pay off and you could save you a lot of money in interest.

The Cathford Group Credit Inc Loan Review Tips: Survey Roundup: Home Is Where the Loan Fraud Is Fraud Sweet Fraud: Seventy-four percent of loans reported in 2013 involved some kind of fraud or misrepresentation on the loan application, up from 69% in 2012, according to the annual mortgage fraud report by LexisNexis. Florida remained the top state with the most cases of mortgage fraud, followed by Nevada and New Jersey. Strict credit conditions and requirements are making it hard for home buyers to qualify for loans, with 15% of real estate agents saying they've had customers that failed to close a pending sale due to the inability to qualify for financing. "It is not difficult to recognize the connection between tight credit approval guidelines, industry professionals looking to make a profit and mortgage application fraud, the most common type of reported mortgage fraud by far in 2013," the report said.