Szakszeminárium 2008/09

egy régebbi könyv p2p-ről

Not only did the subprime meltdown almost send our financial system into cardiac arrest, but it also happened to show that racism is alive and doing just fine.

A Blizzard honlapja

Offline radio in the digital world

felhasználói nyomásra, nemet, nevet, színt, arcot változtani

névvel való üzletelés ellen lett bevetve a 90napon túli lejárat emlékezzünk a pápa nevének árulására myspacen

This paper studies peer-to-peer (p2p) lending on the Internet. Prosper.com, the first p2p lending website in the US, matches individual lenders and borrowers for unsecured consumer loans. Using transaction data from June 1, 2006 to July 31, 2008, we examine what information problems exist on Prosper and whether social networks help alleviate the information problems. As we expect, data identifies three information problems on Prosper.com. First, Prosper lenders face extra adverse selection because they observe categories of credit grades rather than the actual credit scores. This selection is partially offset when Prosper posts more detailed credit information on the website. Second, many Prosper lenders have made mistakes in loan selection but they learn vigorously over time. Third, as Stiglitz and Weiss (1981) predict, a higher interest rate can imply lower rate of return because higher interest attracts lower quality borrowers. Micro-finance theories argue that social networks may identify good risks either because friends and colleagues observe the intrinsic type of borrowers ex ante or because the monitoring within social networks provides a stronger incentive to pay off loans ex post.

A p2p technológiák hatása a társadalomra

Van játék is ugye

Első "normális" magyar próbálkozás toplisták megjelenítésére

Úgynevezett "komoly" játékok listája, amikor nem a szórakoztatás az elsődleges cél.

This document proposes a line of basic research with the objective of building synthetic worlds to study force projection into social networks.

As traditional sources such as banks and government agencies pull back, peer-to-peer lending is entering the student loan market.

SSRN-A Test of the Law of Demand in a Virtual World: Exploring the Petri Dish Approach to Social Science by Edward Castronova

MUDs

Blizzard fejlesztés

Leáldozóban a Second Life?