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With more diamonds than days to wear them and enough cashmere to keep the whole of Scotland cosy, you need a treat that blows all other presents out the water. Helpfully you remember 'Santa Baby', that ultimate ladies' Christmas list. So what's on it? It opens with a car but that's a little predictable. A platinum mine sounds like an administrative nightmare. Houses and checks you already have, but a yacht? Now that sounds perfect. Yacht purchase, however, is a slightly more complex matter than waiting for Santa to drop off the keys and legal papers. That's why we've listed the most important questions you should ask yourself when buying a yacht this Christmas.