This blog post is very informative for women entrepreneurs who wants to lead the business. And don't want to spoil their business by the lack of capital. Must read the small business loan tips for women.

Earnings Before Interest Taxation Depreciation and Amortization (EBITDA) measures profitability. It's important to note that EBITDA can be misleading as a cash flow evaluation tool because it does not take into account cash used to fund working capital or replace old equipment. EBITDA = Revenue - Expenses (excluding interest, tax, depreciation and amortization)

It is a  worksheet that stores balances from each ledger. There are two columns Debit and Credit in the trial balance.

Entrepreneurship can be an amazing way of life, but it is not perfect. It can be a dream come true, but there can be many nightmares before the real dream becomes a reality. The article contains some things that should be considered by all before taking the leap into the choppy waters of the entrepreneurial sea.

Also known as credit score, Fair Isaac Company (FICO) scoring is a formula for credit risk assessment that is believed to be highly predictive of future payment risk. The borrower's score is derived by weighing credit information at a snapshot in time and assessing "points" for each piece of information. The information is taken from a credit bureau file and scores are based on credit information only. The borrower's score is calculated based on assigned numerical values for certain credit characteristics. The higher the overall score, the less risk there is for the lender. High risk characteristics include bankruptcy, non-bankruptcy derogatory public record, charge-offs or loans defaults, repossessions, serious delinquency. Other weighted characteristics are number and age of trade lines, presence of derogatory trade line information, current level of indebtedness, types of credit available (revolving vs. installment), amount of time credit has been in use, credit inquiries.

A mortgage is a temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt. 

Accounts receivables financing is based on the 90 day outstanding for accounts receivables. Normally lenders will lend upto 80% of the outstanding accounts receivables and it is interest only payments.

Profit and Loss statement is an official statement that states a company's total revenues, expenses and net income incurred over a period (monthly, quarterly or yearly).

It can be best desribed as the difference between current assets and current liabilities.Current Assets-Current Liabilities=Working Capital

Biz2Credit shows upto 5 matches for every single product class and lets the customer picks up the best matches and the way to move forward from there.

Of course there are plenty of dreamers out there that do not fit the bill, but every entrepreneur is a dreamer at heart. They are idea makers, and they are not afraid to follow up and dream bigger and better ideas with every passing second. - See more at: http://blog.biz2credit.com/2013/08/01/you-might-be-an-entrepreneur-if/#sthash.6ExmQhUX.dpuf

Here are the ways to get your small business loan approval very fast. So, now must learn the process of getting loan for your business instant.

Biz2Credit partners with lender starting from cash advance lenders, merchant cash advance players as well as traditional lenders who offer both SBA loans as well as non sba conventional loans to the businesses. 

Biz2Credit has a dynamic document mapping system which shows the list of documents which the business owner needs to upload at the time of qualification of the loan.

Do you have an entrepreneurial dream? Retirement as past generations knew it is quickly coming to an end only. These days, older workers are using their experience and wealth built over the years to start their own businesses and pursue their entrepreneurial dreams. See the full post for a great knowledge about how to start a business after retirement?

A five-year study on credit and financing for startup businesses has concluded that startup business financing has a positive impact on a business' potential to secure financing in the future. Even businesses that received relatively smaller loans demonstrated a greater likelihood of securing future funding.

Biz2Credit offers referral fees to accountants whose clients secure funding on the Biz2Credit platform.  Additionally, they are able to establish a presence on Biz2Credit, link back to their own websites, contribute blogs, participate in webinars and chat sessions, and build their own brands. Click to view more.

In order to establish good business credit, the business owner should should start creating trade lines and payment history through the company. One should apply for the phone lines and other utilities to be billed to the company as timely payments will add to the credit history of the company. 

Biz2Credit has a privacy policy and it follows that very strictly. One can look at the privacy policy athttps://www.biz2credit.com/privacy-policy.html which follows all the regulations as prescribed in US. 

What is Startup Financing? How can you get benefits from the startup loans? Know about startup loans guidelines according to your business theme and the process how to make your business dream come true?

Are you aware of Business and financial risk?. Here is the plan to avoid financial risk in Business. This blog post is all about Important factors for business risks prohibition. Must read.