Contents contributed and discussions participated by James Hudson - Biz2credit - startup business loans

How does SBA loan program help? Can we get SBA loans through Biz2Credit? - 0 views

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SBA loan program

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James Hudson on 17 Aug 13

SBA is a fedral agnecy of the US helping to secure funds for small buisness entrpreneurs. Biz2Credit has helped thousands of entrepreneurs secure funding from SBA for their business. You can find more information

<div class="cArrow"> </div><div class="cContentInner">SBA is a fedral agnecy of the US helping to secure funds for small buisness entrpreneurs. Biz2Credit has helped thousands of entrepreneurs secure funding from SBA for their business. You can find more information </div>

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How does the SBA guarantee loan program work? - 0 views

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business financing sba loan program

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James Hudson on 17 Aug 13

SBA guarantees loan on behalf of the borrowers. Though it does not guarantee 100% of the loan borrowed, the borrower is asked to invest some amount of his own working capital. It guarantees to take the risk of the loans from the borrowers side. If by any cas the borrowers are not able to pay back the loans, the SBA willpay on behlf of the borrower from the tax payers money.

<div class="cArrow"> </div><div class="cContentInner">SBA guarantees loan on behalf of the borrowers. Though it does not guarantee 100% of the loan borrowed, the borrower is asked to invest some amount of his own working capital. It guarantees to take the risk of the loans from the borrowers side. If by any cas the borrowers are not able to pay back the loans, the SBA willpay on behlf of the borrower from the tax payers money.</div>

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James Hudson on 23 Aug 13

SBA guarantees loan on behalf of the borrowers. Though it does not guarantee 100% of the loan borrowed, the borrower is asked to invest some amount of his own working capital. It guarantees to take the risk of the loans from the borrowers side. If by any cas the borrowers are not able to pay back the loans, the SBA willpay on behlf of the borrower from the tax payers money.

<div class="cArrow"> </div><div class="cContentInner">SBA guarantees loan on behalf of the borrowers. Though it does not guarantee 100% of the loan borrowed, the borrower is asked to invest some amount of his own working capital. It guarantees to take the risk of the loans from the borrowers side. If by any cas the borrowers are not able to pay back the loans, the SBA willpay on behlf of the borrower from the tax payers money.</div>

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How to Define Limited Liability company? - 0 views

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loans for new business

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James Hudson on 16 Aug 13

A limited liability company is a cross between a corporation and a partnership. This type of corporation is owned by a limited number of shareholders, which are not personally liable for investments made in the company.

<div class="cArrow"> </div><div class="cContentInner">A limited liability company is a cross between a corporation and a partnership. This type of corporation is owned by a limited number of shareholders, which are not personally liable for investments made in the company.</div>

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Which state should I Incorporate my business for multiple business locations in U.S? - 0 views

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business financing loans for

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Typically, if you only operate in one state, you should incorporate your business in that state. If you operate in multiple states, you should determine which state is the friendliest to corporations and incorporate in that state. File your articles of incorporation in the state where you intend to incorporate - usually with the Secretary of State's office and for a fee, depending on where you live.

<div class="cArrow"> </div><div class="cContentInner">Typically, if you only operate in one state, you should incorporate your business in that state. If you operate in multiple states, you should determine which state is the friendliest to corporations and incorporate in that state. File your articles of incorporation in the state where you intend to incorporate - usually with the Secretary of State's office and for a fee, depending on where you live.</div>

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Securing A Small Business Loan With Bad Credit - 0 views

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small business loan

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James Hudson on 14 Aug 13

The SBA has all the inside information when it comes to small business lending. The SBA has several loan programs whose sole purpose is to help small business entrepreneurs secure small business loans. However, do be aware that there are some credit profile requirements that you must meet in order to qualify for one of these programs. If you do not qualify for any, consider exploring small business financing from alternative sources. - See more at: http://blog.biz2credit.com/2013/08/14/securing-a-small-business-loan-with-bad-credit/#sthash.Pgkyy4rF.dpuf

<div class="cArrow"> </div><div class="cContentInner">The SBA has all the inside information when it comes to small business lending. The SBA has several loan programs whose sole purpose is to help small business entrepreneurs secure small business loans. However, do be aware that there are some credit profile requirements that you must meet in order to qualify for one of these programs. If you do not qualify for any, consider exploring small business financing from alternative sources. - See more at: <a href="http://blog.biz2credit.com/2013/08/14/securing-a-small-business-loan-with-bad-credit/#sthash.Pgkyy4rF.dpuf" rel="nofollow" target="_blank">http://blog.biz2credit.com/2013/08/14/securing-a-small-business-loan-with-bad-credit/#sthash.Pgkyy4rF.dpuf</a></div>

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What is a Liability? - 0 views

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Any legal responsibility, duty or obligation. The state of one who is bound in law and justice to do something which may be enforced by action. This liability may arise from contracts either express or implied or in consequence of torts committed. Some examples of liabilities include mortgages, UCC liens, accounts payable, settlement charges and/or tax liens.

<div class="cArrow"> </div><div class="cContentInner">Any legal responsibility, duty or obligation. The state of one who is bound in law and justice to do something which may be enforced by action. This liability may arise from contracts either express or implied or in consequence of torts committed. Some examples of liabilities include mortgages, UCC liens, accounts payable, settlement charges and/or tax liens. </div>

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How would working with Biz2Credit help me? - 0 views

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business financing

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James Hudson on 14 Aug 13

You can always get in touch with Biz2Credit's various loan specialists and they will help you out on this

<div class="cArrow"> </div><div class="cContentInner">You can always get in touch with Biz2Credit's various loan specialists and they will help you out on this</div>

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What is a certificate of Incorporation? - 0 views

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bad credit business loans

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James Hudson on 13 Aug 13

A document issued by the state at point of company registration. The certificate is included in the registration kit and shows the date of incorporation and official company location. It is required for opening the business account and securing financing.

<div class="cArrow"> </div><div class="cContentInner">A document issued by the state at point of company registration. The certificate is included in the registration kit and shows the date of incorporation and official company location. It is required for opening the business account and securing financing.</div>

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How do you define the term cash out? - 0 views

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business financing

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Cash out refers to additional money issued to a borrower with a loan to refinance existing debt.

<div class="cArrow"> </div><div class="cContentInner">Cash out refers to additional money issued to a borrower with a loan to refinance existing debt.</div>

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How would one define a mortgage? - 0 views

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mortgage loans for business

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James Hudson on 12 Aug 13

A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt.

<div class="cArrow"> </div><div class="cContentInner">A temporary, conditional pledge of property to a creditor as security for performance of an obligation or repayment of a debt. </div>

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What share of small businesses uses financing? Is 100% financing available? - 0 views

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small business financing biz2credit.com

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Financing of a particular business depends from business to business. No lender would finance 100% of your business but your percentage of business financed depends on the type of business, the size and the payment factors.

<div class="cArrow"> </div><div class="cContentInner">Financing of a particular business depends from business to business. No lender would finance 100% of your business but your percentage of business financed depends on the type of business, the size and the payment factors.</div>

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A Beginner's Guide to the Merchant Cash Advance - 0 views

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merchant cash advance loans

shared by James Hudson on 09 Aug 13 - No Cached

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The business cash advance is an alternate method of financing small businesses. Businesses with mediocre or poor credit can use a merchant cash advance to finance day to day activities in the short term. A merchant cash advance is not a loan. Rather, it is the purchase of future credit card receivables. Click here to read more about merchant cash advance.

<div class="cArrow"> </div><div class="cContentInner">The business cash advance is an alternate method of financing small businesses. Businesses with mediocre or poor credit can use a merchant cash advance to finance day to day activities in the short term. A merchant cash advance is not a loan. Rather, it is the purchase of future credit card receivables. Click here to read more about merchant cash advance.</div>

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4 Tips to Landing a Low Interest Rate Loan - 0 views

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small business loan

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James Hudson on 09 Aug 13

Business loan rates are all over the board. A business loan rates comparison can confuse current or would be small business owners due to the simple fact that the range of rates available can be so broad. The obvious underlying question however, is how one gets a loan that is at the lower end of that range. The following are 4 tips to help you land a small business loan with the lowest interest rate possible.

<div class="cArrow"> </div><div class="cContentInner">Business loan rates are all over the board. A business loan rates comparison can confuse current or would be small business owners due to the simple fact that the range of rates available can be so broad. The obvious underlying question however, is how one gets a loan that is at the lower end of that range. The following are 4 tips to help you land a small business loan with the lowest interest rate possible.</div>

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How You Can Use Collateral To Obtain a Small Business Loan - 0 views

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small business loan

shared by James Hudson on 08 Aug 13 - No Cached

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James Hudson on 08 Aug 13

Usually, collateral is physical property, such as an occupied home, but it can also be several other things: your business's savings or equipment, for example. It's important to be careful about what you ultimately offer as collateral, and it's also crucial to understand that defaulting on a loan can be risky for both your business and your personal assets.

<div class="cArrow"> </div><div class="cContentInner">Usually, collateral is physical property, such as an occupied home, but it can also be several other things: your business's savings or equipment, for example. It's important to be careful about what you ultimately offer as collateral, and it's also crucial to understand that defaulting on a loan can be risky for both your business and your personal assets.</div>

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How to Fund Your Business and Maintain Control? - 0 views

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finance for business

shared by James Hudson on 08 Aug 13 - No Cached

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James Hudson on 08 Aug 13

Funding a small business endeavor is difficult at best. Unless you have your own funding source such as a major savings account or huge investments, it is likely your will have to look to outside sources to help you get your dreams of entrepreneurship off the ground

<div class="cArrow"> </div><div class="cContentInner">Funding a small business endeavor is difficult at best. Unless you have your own funding source such as a major savings account or huge investments, it is likely your will have to look to outside sources to help you get your dreams of entrepreneurship off the ground</div>

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The Pros and Cons of Using Technology to Increase Employee Productivity - 0 views

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finance for business

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There are so many mobile gadgets and gizmos today that virtually everyone has one. This means we always have access to email and social media regardless of where we are. Small business owners everywhere are considering how they can use this technology to be faster, more efficient, and stay on top of things better than ever before.

<div class="cArrow"> </div><div class="cContentInner">There are so many mobile gadgets and gizmos today that virtually everyone has one. This means we always have access to email and social media regardless of where we are. Small business owners everywhere are considering how they can use this technology to be faster, more efficient, and stay on top of things better than ever before.</div>

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What is the best way to attain a small business loan when you have a bad credit? - 0 views

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bad credit loans small business

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James Hudson on 07 Aug 13

You can always take the help of your realtives, friends and family to help you finance your initial ventures. Credit scores are relatively important when you are asking for loans from lenders. There are credit card options with people for bad credit but it entails high rate of interest. If you have a colatteral, getting a lon becomes easier. Talk to to one o the loan experts in Biz2Credit and they can guide you.

<div class="cArrow"> </div><div class="cContentInner">You can always take the help of your realtives, friends and family to help you finance your initial ventures. Credit scores are relatively important when you are asking for loans from lenders. There are credit card options with people for bad credit but it entails high rate of interest. If you have a colatteral, getting a lon becomes easier. Talk to to one o the loan experts in Biz2Credit and they can guide you.</div>

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Can a small business secure financing after a natural disaster? - 0 views

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disaster loans small business

shared by James Hudson on 07 Aug 13 - No Cached

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James Hudson on 07 Aug 13

Yes, Small Business can secure financing for natural disaster if it falls under the declared disaster state by the Government. SBA does provide various assistance in forms of disaster loans.

<div class="cArrow"> </div><div class="cContentInner">Yes, Small Business can secure financing for natural disaster if it falls under the declared disaster state by the Government. SBA does provide various assistance in forms of disaster loans.</div>

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How does one set up the legal structure of the business? - 0 views

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bad credit business loans biz2credit partners

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James Hudson on 06 Aug 13

You can actually setup your business through your biz2credit profile. We have partnered with different sources where you will receive a discount on the setup fees. Contact Biz2Credit for more information on these partnerships.

<div class="cArrow"> </div><div class="cContentInner">You can actually setup your business through your biz2credit profile. We have partnered with different sources where you will receive a discount on the setup fees. Contact Biz2Credit for more information on these partnerships.</div>

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What is LTV? - 0 views

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business loans question for

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Loan to Value is the ratio of the gross value of the aset which can include both the value of the real estate and other hard collateral as well as goodwill for the business. Typically banks look at capping the LTV to 80% and want the borrower to bring in 20% of the value of the business.

<div class="cArrow"> </div><div class="cContentInner">Loan to Value is the ratio of the gross value of the aset which can include both the value of the real estate and other hard collateral as well as goodwill for the business. Typically banks look at capping the LTV to 80% and want the borrower to bring in 20% of the value of the business.</div>

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