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Maybe you are still wearing a Sergio Tacchini sweat suit to a formal occasion. Or perhaps you hop into your tank-style station wagon with "funky fresh" paneling on the side. Maybe that same paneling is in your living room….still. If you're still "partying like it's 1999″ you may still have the same life insurance they sold in 1999. It's time to get with the program folks.

Entrepreneurship can be an amazing way of life, but it is not perfect. It can be a dream come true, but there can be many nightmares before the real dream becomes a reality. The article contains some things that should be considered by all before taking the leap into the choppy waters of the entrepreneurial sea.