Kiva takes due diligence and monitoring very seriously as part of our responsibility to lenders and borrowers. We encourage all lenders to learn about the risks of lending on Kiva as Kiva does not guarantee repayment on any loans. Lending on Kiva may involve loss of principal, for a variety of reasons including if the borrower doesn’t repay, the Field Partner doesn’t repay or from currency loss.
The level of due diligence relevant to a specific loan on Kiva depends on a variety of factors, including how the loan is administered. Most loans on Kiva are administered by one of our local partners working in more than 80 countries. Kiva conducts due diligence on all Field Partners prior to allowing them to begin posting loans on the Kiva platform. To learn more about this process visit our Field Partner due diligence page.
kaoutarchennoufi on 12 Feb 21The financial world involves many risks such as default risks,loss of principal... As a transparent organization, Kiva emphases on due diligence and inform its lenders about the risks they might encounter. The due diligence is also applied to field partners in case some currency or country risks take place. Therefore, the loans and their risks are monitored in a very efficient and strategic way that might result in decreasing the level of risks.