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Those who stay in business, consider ethical risk taking a matter of responsibility which risks to take, and who gets the burden of it all.

"When you're starting up a cleaning company, there are many factors that contribute to its success. To gain the trust and respect of prospective clients, as well as meet legal industry safety standards, your business should be bonded, licensed and insured. Learn more about what these standards entail below. WHAT DOES BEING BONDED, LICENSED AND INSURED MEAN? BOND:   Customers look for bonded cleaning companies. A bond protects the customer and business owner if something goes wrong during the cleaning process or if items are missing or damaged after the cleaners leave. In these cases, the bond provider will pay for damages or reimbursements.   Bonding is similar to insurance and it protects clients' possessions while you are cleaning their property. Bonding your cleaning business is in everyone's best interest, especially yours.   LICENSE:   Cleaning companies must have a business license to provide janitorial services in the United States. License requirements vary depending on the state that you're conducting business in.   The purpose of a business license is to make your janitorial or home cleaning company official and accounted for by the government. It protects consumers by ensuring health and safety standards. It helps in enforcing legal and taxation standards for businesses.   By not licensing your janitorial business, you put yourself and your customers at risk. The government penalizes unlicensed businesses with a hefty fine. Further, an unlicensed business is a liability risk that many customers do not want to to take. INSURANCE:   Obtaining insurance for your janitorial or home cleaning business provides peace of mind for your customers. With workers coming into their homes, clients need to feel assured that their property is in good hands. Before becoming insured, you will need to run background checks on employees. This will make clients feel protected against employee criminal activity.   Accidents will always happen, and