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Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.

MedCab offers the top 24 hours ambulance services in Muazzam Nagar, Lucknow for medical emergencies. MedCab is considered to be the best ambulance service in the area due to the immediate response rate of the ambulance services. Immediate and fast arrival of ambulances is important for saving a patient's life. In Muazzam Nagar, MedCab is the best ambulance service for fulfilling such emergency medical needs at any time of the day or night. Muazzam Nagar, also known as Mozzam Nagar, is a small residential area in Lucknow. It offers a mix of apartments and commercial areas. It falls within the Mohanlalganj Tehsil of Lucknow. One of the societies in the area includes the Excella Kutumb society. The area also has a number of independent houses and plots. The A.M. Convent School and S.M. Public School are located in Muazzam Nagar. Though Muazzam Nagar is a relatively small area in Lucknow, it has some good restaurants, such as Lazzat-E-Taam and Awadh Sweet House. Due to Muazzam Nagar being a relatively small area, it can be challenging to find quick medical help in case of emergencies. MedCab provides fast ambulance services in the area. Due to MedCab's quick response rate, it is one of the top ambulance service choice in Muazzam Nagar.

It is advisable to take a personal loan to clear all your credit card dues and consolidate the debt at one point. It simply means lesser monthly obligation in the form of EMIs and also more savings. These loans can be obtained from Banks, NBFC's and also through the new kid on block, Peer-To-Peer platforms. Peer to Peer lending platforms are a relatively new medium for obtaining short term loans online. These are generally hassle free processing points and it is not necessary that personal loans will be given only to the best of the customers, subprime customers are also given loans. However, the obvious clause which gets attached is higher rate of interest and more verifications. Leading Peer-To-Peer lending platforms in India like LenDenClub provide quick and hassle-free personal loans which are approved on the same day and disbursed within 3 days.

MedCab is one of the best and fastest ambulance service providers to call in case you are in Ekta Nagar, Lucknow. If you need a fast ambulance service at your location, MedCab has the best response rate in Ekta Nagar, Lucknow. MedCab can be called on their ambulance contact number for Ekta Nagar, Lucknow at 18008-908-208, or booked online over the MedCab mobile app. Our ambulance service will arrive at your location quickly, making us the top ambulance service choice in Ekta Nagar, Lucknow. Ekta Nagar is a mix of residential and commercial space. There are many commercial institutions in Ekta Nagar comprising of construction companies and real estate agencies. There are many schools within the proximity of Ekta Nagar. These include Kailash Public School, Ekta Public School and Radiant Public School. This makes Ekta Nagar a good residential area for families with school-going children. Ekta Nagar is also home to a lot of good parks, such as Ekta Park. The closest metro station to Ekta Nagar is the Munshipulia Metro Station. The Ektanagar Panchshil Tiraha and Ekta Market are some of the shopping complexes in the area. Since the area does not have any major transportation facilities, having an urgent ambulance service number is important for medical emergencies. MedCab can be called for any medical emergencies in Ekta Nagar and the ambulance will arrive soon.

MedCab is one of the best and fastest ambulance service providers to call in case you are in Daulatganj or Daulat Ganj, Lucknow. If you need a fast ambulance service at your location, MedCab has the quickest response rate in Daulatganj, Lucknow. MedCab can be called on their ambulance contact number for Daulatganj, Lucknow at 18008-908-208. Our ambulance service will arrive at your location quickly, making us the top ambulance service choice in Daulatganj, Lucknow. Daulatganj, also known as Daulat Ganj is a rapidly developing locality of Lucknow. It has many amenities making it a good residential area. A number of residential areas exist in Daulatganj, such as Hasan Colony, Ahmadganj, etc. There are a number of places to get basic utilities, such as Smart Baniye and RP Gupta Store. Daulatganj is also home to a lot of good parks, such as the Fountain Life Park and Monarch Marble. Some educational institutes within the proximity of Daulatganj include St. Joseph Inter College and Bajrangi Lal Sahu Inter College. Some nearby localities to Daulatganj are Sarojini Nagar, Dubagga and Gosainganj. MedCab provides fast ambulance services in all of these localities. MedCab ambulances will transport the patient from Daulatganj or any of the nearby places to the hospital of your choice.

MedCab offers the top ambulance services in Kakori, Lucknow for medical emergencies. MedCab is considered to be the best ambulance service in the area due to the immediate response rate of the ambulance services. Immediate and fast arrival of ambulances is important for saving a patient's life. In Kakori, MedCab is the best ambulance service for fulfilling such emergency medical needs at any time of the day or night. Kakori is a town which falls within the Lucknow division of UP. The area is a good residential locality with both independent houses as well as apartments. The city's development began with the building of the fort of Kakori by King Kakor around the 13th century. People began living around Kakori leading to the area gaining prominence as a neighbourhood. The area is also famous for the Kakori Train robbery or Kakori Kand. As a part of the movement for Indian independence, a train was looted near Kakori in 1925. This led to the development of the Kakori Shaheed Samark for immortalising the brave individuals involved in the Kakori Kand. Kakori Railway Station is the main railway station for intercity connectivity from Kakori to other parts of India. However, in case of a medical emergency requiring transport from Kakori to another city like Delhi, MedCab is the best ambulance service.

Heart Attacks Heart attacks are a rising medical emergency in India. The cases of the younger population of India getting heart attacks are more common than in the rest of the globe. In 2015, more than 2.1 million deaths occurred in India due to cardiovascular health-related issues. It is important to be aware of the symptoms of a heart attack and relevant first aid that can be undertaken during the emergency. You can prevent death and save a life if you know what to do in such a situation. Essentially, a heart attack is a medical emergency when the blood flow towards the heart of a person is severely blocked. Usually, a part of the heart will not be receiving enough blood flow during such an attack. This occurs due to a blockage in one of the blood vessels or coronary arteries of the heart. Without enough blood supply, the heart muscle will slowly begin to die. If not resolved immediately, the damage can lead to the death of the person as the heart stops functioning. In case of a heart attack, you should call emergency medical services for quick assistance, while also providing the patient with relevant first aid help. Call MedCab emergency ambulance services for quick medical assistance and ambulance help anywhere in India. Read on to understand the symptoms of a heart attack and the steps you can take to help a person having a heart attack. What are the Symptoms of a Heart Attack? To be able to help someone having a heart attack, it is important to be aware of the warning signs of a heart attack. Heart attacks usually have some common symptoms and warning signs. Some of the common symptoms of a heart attack include the following - Discomfort in the chest - The discomfort usually occurs in the middle or left side of the chest. The discomfort may not be consistent and can come and go. The discomfort caused by a heart attack can feel like a squeezing in the chest, or pain, or a sort of fulness in the chest. Sudden Shortness of Breath - Yo

Ambulance drivers play an important role in the quick transportation of patients with urgent needs. Being an ambulance driver requires a lot of time and effort. With MedCab, you can earn more as an ambulance driver, get more bookings and reach more locations. MedCab is an online platform that caters to urgent medical needs and emergency ambulance service requirements. MedCab is available for bookings in all the major Indian cities, such as Delhi, Gurgaon, Bangalore, Lucknow and Chennai. For ambulance drivers, MedCab serves as an online urgent ambulance booking app. How to Get More Ambulance Bookings? You can increase your daily ambulance bookings with MedCab. MedCab helps ambulance drivers get more customer bookings and earn more. Our app will connect you to people around your location who require urgent ambulance services. To get more bookings using MedCab, you need to follow these simple steps - * Download our app from Google Play store. * Sign up with your personal details and ambulance details. * After verification from the MedCab team, you are a certified Partner of MedCab. * Start accepting bookings through the app and earn more money! The ambulance driver registration process has been made simple with the MedCab app. So, increase your daily bookings by downloading the app. What are the Benefits of Signing up with MedCab? There are many benefits of signing up as a MedCab Partner, such as - Available all across India - MedCab is a popular ambulance booking service across all major cities in India. It offers convenient and easy ambulance booking services all across India. More ambulance bookings - With MedCab, you have a higher chance of getting more urgent ambulance bookings in your location. MedCab is powered by GPS technology that uses your mobile phone's location to connect you with people who need fast and quick ambulance services. Option of getting tips for each booking - The more bookings you take through the