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Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami. Marcin Ladowski Netrostar has been involved in the creation of multiple successful startups, including Webponder, a community of experts available for online consultation.

Marcin Ladowski Netrostar President and CEO at NetroStar Inc., a custom web design company from Miami.I have years of frontline experience helping companies around the globe expand and thrive on the web

Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami.

Marcin Ladowski is President and CEO of NetroStar, a global web design company operating out of Miami. He has years of hands-on experience helping businesses around the world grow and prosper on the Internet. His expertise includes website design, IT solutions, e-commerce, online marketing and social media.

NetroStar, a global web design company operating out of Miami. He has years of hands-on experience helping businesses around the world grow and prosper on the Internet. His expertise includes website design, IT solutions, e-commerce, online marketing and social media. Marcin Ladowski is President and CEO of NetroStar.

Marcin Ladowski is President and CEO of NetroStar, a global web design company operating out of Miami. He has years of hands-on experience helping businesses around the world grow and prosper on the Internet. His expertise includes website design, IT solutions, e-commerce, online marketing and social media.

Marcin Ladowski is President and CEO of NetroStar, a global web design company operating out of Miami. He has years of hands-on experience helping businesses around the world grow and prosper on the Internet. His expertise includes website design, IT solutions, e-commerce, online marketing and social media.

Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami.

Marcin Ladowski is President and CEO of NetroStar, a global web design company operating out of Miami. He has years of hands-on experience helping businesses around the world grow and prosper on the Internet. His expertise includes website design, IT solutions, e-commerce, online marketing and social media.

Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami. Marcin Ladowski Netrostar has been involved in the creation of multiple successful startups, including Webponder, a community of experts available for online consultation.

Marcin Ladowski is President and CEO at NetroStar Inc., a custom web design company from Miami.I have years of frontline experience helping companies around the globe expand and thrive on the web. My expertise entails web development, IT solutions, online marketing, e-commerce and social media.I've been driving the development of several successful startups, including Webponder, a community-based website connecting experts with people seeking professional advice.

Marcin Ladowski Netrostar President and CEO at NetroStar Inc.

Marcin Ladowski is an entrepreneur, technologist, and competitive long-distance runner. He is the President and CEO of NetroStar, a global digital agency he founded in Miami.

Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami. He builds startups and helps other business achieve success online.

Marcin Ladowski is the founder and CEO of NetroStar, a custom web design company from Miami. He builds startups and helps other business achieve success online.

The inside story of why Google is becoming Alphabet now - http://snip.ly/emEM

Marcin Ladowski hold Bachelors Degree and Masters Degree in Management Information Systems from Florida. Marcin have years of frontline experience helping companies around the globe expand and thrive on the web.

Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.