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priyankaghosh

Can P2P lending affect interest rates? - 0 views

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    Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.
4Land.com.au AU

Benchmark House Designs from Display Homes in Perth - 1 views

If you want a beautiful home but just cannot decide about how you should go about it, you can look at display homes in Perth. You will actually see the specific panels, floor options, laminate colo...

Perth Property

started by 4Land.com.au AU on 29 Sep 11 no follow-up yet
Ace Dee

Hiring a SEO Company Can Help Your Website - 2 views

My website needed to have more visits and sales. More visits mean greater chances of these visitors to become customers and buy my products. The way to accomplish this is to have a SEO company in ...

SEO Perth

started by Ace Dee on 28 Oct 11 no follow-up yet
priyankaghosh

How to get out of a debt trap? - 0 views

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    It is advisable to take a personal loan to clear all your credit card dues and consolidate the debt at one point. It simply means lesser monthly obligation in the form of EMIs and also more savings. These loans can be obtained from Banks, NBFC's and also through the new kid on block, Peer-To-Peer platforms. Peer to Peer lending platforms are a relatively new medium for obtaining short term loans online. These are generally hassle free processing points and it is not necessary that personal loans will be given only to the best of the customers, subprime customers are also given loans. However, the obvious clause which gets attached is higher rate of interest and more verifications. Leading Peer-To-Peer lending platforms in India like LenDenClub provide quick and hassle-free personal loans which are approved on the same day and disbursed within 3 days.
Ryla Brown

The Internet Wizard in Adelaide - 1 views

Since I had new set of product, I have decided to create a new website for my company. My intention is for my new product to be known and to generate sale out of it. However, my website will never ...

SEO Adelaide

started by Ryla Brown on 14 Nov 11 no follow-up yet
Rem Comp

Virus Protection Software - 1 views

My files are often lost if not corrupted in my disk drive, and sadly, those where important documents. Sometimes, I fail to backup all my files, that is why, by the time it is corrupted, I am left ...

virus protection

started by Rem Comp on 29 Sep 11 no follow-up yet
Syntacticsinc SEO

Syntactics Provides High Class and Quality SEO - 1 views

I have my own website but, no one really visits it so my sales were going low and my profits were dipping because potential customers were not really searching me in major search engines. Then I he...

search engine optimization

started by Syntacticsinc SEO on 18 Jul 11 no follow-up yet
Syntacticsinc SEO

Effective Search Engine Optimization - 1 views

I own an online bakery business that specializes in delicious customised cakes. I have this very well made website for my business and anyone visiting the online bakery will truly, well, salivate. ...

search engine optimization

started by Syntacticsinc SEO on 19 Oct 11 no follow-up yet
Syntacticsinc SEO

IT Solutions That Really Work - 1 views

I am planning to build up and improve my website for my business and I was thinking of choosing the best IT company that can meet my requirements for my website and optimize it to make it easier fo...

web designing

started by Syntacticsinc SEO on 19 Oct 11 no follow-up yet
priyankaghosh

How to Become a Great Investor like Warren Buffet - 0 views

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    Warren Buffet is no less than a God for the investors around the world. His investment journey dates back to the time when he started trading in stocks at the very young age of 11. By the time he turned 16, he had already made a net worth of $6000 (the equivalent of $53,000 today). With a net worth over $70 billion, this 87-year-old wealth creator is currently the second richest person in the world, behind his friend Bill Gates. So, what did Warren Buffet do right to amass such a huge wealth? Here are a few of his key investment strategies from which you can pick up useful tips. Click the link above to read full article.
priyankaghosh

Where to get fast personal loan in India? - 0 views

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    If you are in Mumbai and searching for personal loan, you can just apply at India's best peer to peer lending platform - LenDenClub for all your personal loan needs. Getting a loan from LenDenClub is simple with its online application process. You can simply Register and apply for loan and submit required KYC documents. Your loan application gets approved in 18 hours and gets disbursed in just 3 days. You can apply for personal loan for various all your needs like wedding, medical emergency, rental deposit, debt consolidation, credit card debt etc. Getting a loan from LenDenClub is better in comparison with any cash related foundations in Mumbai like banks because of our easy to use online platform.
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    LenDenClub ensures that availing a loan is a simple, quick and hassle free process for you as a borrower. You can register on the platform by submitting the prescribed KYC documents coupled with a nominal registration fee.Our automated system goes through your profile to ensure all details are filled and taken care of. Once registered, your loan requirement is posted on our platform and is visible to various lenders. LenDenClub ensures that your loan requirements are met completely and quickly. For repayments, our smart algorithm breaks down the loan amount into easy EMI's based on your repayment ability.
usasmmcity878

Buy Google 5 Star Reviews-Safe & Real ⭐ ⭐ ⭐ ⭐ ⭐ Star Review - 0 views

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    Buy Google 5 Star Reviews In online business targeting of customers in individual countries is very important issue. If your business focus is the USA, I'll suggest you to buy google 5 star reviews. We provide all country reviews manually maintain reviews submission rule. So, if you need to take reviews at effective price place your order.
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