About 2 percent of the planet's water is fresh, but 1.6 percent of the planet's water is locked up in the polar ice caps and glaciers. Another 0.36 percent is found underground in aquifers and wells. Only about 0.036 percent of the planet's total water supply is found in lakes and rivers. That's still thousands of trillions of gallons, but it's a very small amount compared to all the water available.