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The 3 major credit bureaus of United States are TransUnion, Equifax and the Experian. All of the 3 major credit bureaus have different ways of calculating scores of the individual's credit history and therefore, do not list similar information.

The three national credit bureaus are Trans Union, Equifax and Experian (formerly known as TRW) specializes in consumer credit reports. These reporting agencies compile all your financial transactions and help you understand your present financial position.

Under the regulations laid down by the Fair Credit Reporting Act, each of the 3 credit bureaus, namely, TransUnion, Equifax and Experian have to provide every consumer with a free credit report.

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