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Monrad Celik

Is a Card right for you? - 0 views

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started by Monrad Celik on 03 Jun 13
  • Monrad Celik
     
    So, you just received a request for a card in the mail or you happened to come across one on the internet, how do you know if you can handle a credit card or the countless duties that come with having a credit card?

    There are some people that think that there are certain personal characteristics that can help determine if you're responsible enough to have a bank card or if you must hold off on getting one.

    1. Excessive spender-are you an extreme spender? Do you have an issue with spending an excessive amount of money? In that case, than you ought to hold off on finding a bank card. Bank cards are great to have for an emergency or the occasional purchase, but not each of the time and for daily use; if you don't can match the bills.

    2. Past Credit cards-Do you've some other credit cards that you have fallen behind on and/or are over limit on? If this really is you, than perhaps you must also hold off on getting a credit card until you cut some of the others or pay some off.

    3. Consistently late on payments-Are you ALWAYS late on payments on your bills and other purchases? This is another sign that perhaps you should not have a charge cards just yet.

    There are several credit cards out there specifically for those which have bad credit or no credit at all, but even when you're certainly one of those individuals, think before a credit card is got by you. That you do not would like to get yourself in much more debt. Decide to try and pay other activities off first.

    Above I've shown three particular faculties that are good in aiding to determine if you're ready for a credit card or not. If you come under 1 or 2 of these traits, make sure you think before signing on the dotted line, otherwise; warning absent, just don't over take action on the spending and make sure you maintain your purchases. fix credit to buy a home credit repair companys credit score repair

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