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Mortgage Calculator for calculating interest rates. Mortgage lending: Short or long fixed interest rate? When taking about a mortgage lending arises again and again the question of whether a short or long rate fixation should be selected......Read Full Text

NEP: New Economics Papers Urban and Real Estate Economics Edited by: Steve Ross University of Connecticut Issue date: 2012-04-17 Papers: 23 Note: Access to full contents may be restricted.  NEP is sponsored by SUNY Oswego. To subscribe/unsubscribe follow this link http://lists.repec.org/mailman/options/nep-ure In this issue we have: Is India's Manufacturing Sector Moving Away From Cities? Ejaz Ghani; Arti Grover Goswami; William R. Kerr A Regional Model of Endogenous Growth with Creative Destruction Steven Bond-Smith Local average neighborhood effects from moving to opportunity Dionissi Aliprantis; Francisca G.-C. Richter Compulsory Schooling Laws and In-School Crime: Are Delinquents Incapacitated? Gregory A. Gilpin; Luke A. Pennig What price a roof? Housing and the cost of living in 16th-century Toledo Drelichman, Mauricio; Gonzalez Agudo, David Well-Being in Germany: GDP and Unemployment Still Matter Johannes Vatter Landfill Diversion in a Decentralized Setting: a Dynamic Assessment of Landfill Taxes Massimiliano Mazzanti; Francesco Nicolli Taxing home ownership: distributional effects of including net imputed rent in taxable income Francesco Figari; Alari Paulus; Holly Sutherland; Panos Tsakloglou; Gerlinde Verbist; Francesca Zantomio Early Childhood "Pay-For-Success" Social Impact Finance: A PKSE Bond Example to Increase School Readiness and Reduce Special Education Costs Robert Dugger; Robert Litan Complex Methods in Economics: An Example of Behavioral Heterogeneity in House Prices Bolt, W.; Demertzis, D.; Diks, C.G.H.; Van der Leij, M.J. Robust Test for Spatial Error Model:Considering Changes of Spatial Layouts and Distribution Misspecification Guo, Penghui; Liu, Lihu Comparing Treatments across Labor Markets: An Assessment of Nonexperimental Multiple-Treatment Strategies Carlos A. Flores; Oscar A. Mitnik Understanding Places Using a Mixed Method Approach Deutsch, Kathleen E; Goulias, Konstadinos G. Hope VI Fairfield Court Neighborhood: 2011 Evaluat

Mortgage lending online. An important component of credit and financing business are construction loans . As collateral for mortgages liens claimed. Whereby here to distinguish again between mortgage and mortgage.......Read Full Text

Applying for a home mortgage can be an overwhelming and stressful experience. But with the right knowledge, you can make a tremendous difference to the outcome of your initial mortgage application interview. Follow our proven tips for mastering that ominous interview with the bank and be on your way to home ownership before you know it.

Like all investments it pays to do your homework before you take the plunge into property investment. But even with uncertainties around interest rates, a sound strategy can pay off. The shortage of rental properties, combined with rising prices in most markets, means that if you choose the right property and make sure you keep a close eye on your investment, you could reap the rewards. Here are 7 property investment tips to help you get the most from your investment: Take a long term view Choose the right investment property Consider positive vs negative gearing Consider using existing equity in any other property you own Consider buying with friends and family Choose the right investment property loan tailored to your current needs Seek professional advice If you want to find out more, contact your local Mortgage Choice broker to get help in finding the most suitable investment property loan for you.

Mortgage rates are expected to move higher this fall, and that makes shopping for the right mortgage all the more critical.

From August this year the State Goverment is changing the way stamp duty is calculated for the purchase of property. No longer will there be different levels of stamp duty for investors and owner-occupiers. One size fits all. So if you are a future buyer, or if you are a Real Estate Agent then how will they affect you? Listed below is the old figure alongside what you will pay post August 1st.

In assisting Queensland to overcome a slump in its economic activity, one bank (Suncorp Bank) is giving six lucky home loan customers the chance to win $20,000 a month over the next six months with the new Home Loan Mega Boost promotion All you need to do is to apply for a building loan with our office over the next six months and have that loan approved and you are in the draw for the monthly prize. Oh, and ask us about the special rates that also apply with this promotion. Call our office on 5474 4100 at anytime, seven days a week. Terms and conditions apply: suncorp.com.au/megaboost

Have you heard that banks are breaking up? It's great news for home loan borrowers like yourself, as lenders rush to introduce a range of incentives to encourage people to switch. But you should be cautious of moving until you fully understand the benefit vs. cost equation. It also pays to be aware of all the different offers available in the marketplace, but it's hard to keep track and research can be very time consuming.

You know when you go to the shops and you are at the checkout and the final tally comes up and you are short of cash and have to put things back? Well if my personal budget is comparable to a supermarket shopping trip like that then I had to put back half the store! Granted, my returns would have been compared to items from the "luxuries" aisle, but then you get used to those type of things don't you?

I am always amazed when I speak to people that they are in many cases paying standard variable rates for their home loan, or worse - when they don't have to. The sad thing is that it costs them valuable dollars in these tough times!

The July 5th announcement by the RBA to leave rates on hold for the 7th consecutive month came as no surprise to me. Inflation figures have proved what I have been saying all the time, "that we are not in as good a shape as the RBAthinks we are". But thats not all bad, we have been saving..so the money is still there.

Are you eligible for the First Home Owners Grant? You are eligible for the Australian Government's First Home Owner Grant if you: Are an Australian citizen or permanent resident Are buying or building your first home in Australia Have the intention of occupying the property as your principal place of residence within 12 months of the settlement and living in it continuously for at least 6 months