Personal Finance

This post will explain what correlation is, provide examples, examine problems and trends, and explain why it is so important to your portfolio management.

Here's my attempt at being accountable to January 2012!  I've copied and pasted my resolutions for your viewing pleasure below.

Here's my attempt at being accountable to January 2012!  I've copied and pasted my resolutions for your viewing pleasure below.

There's a few things I would do differently if I was to redo my university experience. One of those things would be to audit a few classes. Audit is kind of a vague term, but it basically means dropping in on a class that you aren't "taking" or getting credit for.

Don't let your family be torn apart or an old ex have the last laugh. Update your life insurance beneficiary designations today.

The first investment I would recommend won't be popular with many people out there, and that is a private school education.

The first investment I would recommend won't be popular with many people out there, and that is a private school education.

I have been a Questrade client for a few years now, so I thought I would write up a Questrade review of my own.  Here's a Questrade promo code to give you $50 in free trades: a1b9d1d9 If you make 10 trades, they'll refund your $50 in free trades (from what I recall a few years back).   I was very very attracted to their $4.95 low commissions. They are a good basic online brokerage.

I decided to do a little research and educate myself on what the nuts and bolts of corporate class funds were. I wish I could say that I found a great investment opportunity, but unfortunately I'm fairly certain they are just another financial instrument cooked up the banking industry to separate you from your investment dollars.

This inflation guide examines portfolio asset allocation of three inflation trends: increasing inflation, disinflation, and deflation.

This inflation guide explains why the inflation trend should be a major consideration in your portfolio asset allocation.

I love using the MBNA Smart Cash MasterCard for my everyday spending.  I've been using this cash back credit card for a year and have received over $500 in cash back so far.

Everyone loves a good rant about gasoline.  I know because I pumped gas for a few years as a teenager, and got the heat from way too many travellers who truly believed that I had set the price right before they got there just to screw with them.

What if your credit card issuer sent you an apology in the form of flowers if you were dissatisfied? What if, instead of treating you like a number, you felt as though you were treated like a friend? That's philosophy behind Argentina's Tarjeta Naranja, a local credit card on the verge of going international.

In the past we have compared RRSP and TFSA accounts, and RESP vs RRSP accounts, so today we're going to do a head-to-head comparison of TFSA vs RESP contributions.

!  There is nothing quite like the holiday atmosphere and all that it entails.  That being said, there is one part of Christmas that I will just never understand - presents.

Choice is something that has always interested me. It is the reason why I started casually studying economics-the study of how people choose. I was always intrigued of when some people are presented with the same choice, some of them take much longer to arrive at a decision than others.

Since the markets are down 10% since March, it might be a good idea to pick up some shares while you can and rebalance your portfolio (and not do your annual contribution of shares to your ETF Portfolio in March like I did!)

A discussion of the thought process for buying and selling a stock.

A discussion of the thought process for buying and selling a stock.

With the crisis going on over in Europe, austerity measures going on around the world, and people having to prolong their retirement dreams due to decreased income and terrible market returns, I have been reading a lot of material that focuses on an increasing phenomenon known as "pension envy."

I'm not sure if the book store market near you is as cornered as the one I live in, but growing up near Winnipeg, MB, the monster chain of Chapters came in and destroyed the competition. 

I know most of you are wondering how it is possible to save money at the bar, especially since your guard goes down once you're a little buzzed and you forget all about frugality.  It took me about three years to discover the pattern that was common among older students at the pub. 

University is the perfect time to start a cool little web-based side business.  There are an unbelievable amount of ways to make money online, and I'm not going to get into a full-fledged discussion on that right now, suffice to say that there is probably something out there for everyone in terms of a way to make a tidy little profit.