Personal Finance

When it comes to analyzing an investment, what kinds of things do you look at? I would like to give you some of my favourite investment research tips.

Target Date funds are retirement mutual funds that have exploded in recent years. But not all funds with similar target dates have the same investment strategy.

Target Date funds are retirement mutual funds that have exploded in recent years. But not all funds with similar target dates have the same investment strategy.

When you retire, you need to convert your RRSP into income. It's time to change from being a saver to a spender. How do you start spending the RRSPs?

Your portfolio allocation plan needs to change because of gigantic shifts in valuations of bonds and stocks. Consider price in your allocation plan.

Looking at buying a house and taking on a mortgage? Never take out a mortgage based on what kind of house a mortgage calculator says you can afford.

Looking at buying a house and taking on a mortgage? Never take out a mortgage based on what kind of house a mortgage calculator says you can afford.

When you make a decision, it's important to think clearly. This is especially true when it comes to making money decisions. However, there are a number of ways in which your ability to make sound decisions can be impaired. 

When you make a decision, it's important to think clearly. This is especially true when it comes to making money decisions. However, there are a number of ways in which your ability to make sound decisions can be impaired.

Corporate and high yield bonds are the same as government bonds except that companies issue them instead of governments.

Corporate and high yield bonds are the same as government bonds except that companies issue them instead of governments.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.

Canadians love to travel and collect frequent flyer miles, and one of the most popular rewards programs in Canada is Aeroplan.

This week was "budget week" for Ontarians. The highlight of the "budget week" was that the federal government will finally stop producing the penny. Although you will be able to use the penny for as long as you want to, The Royal Canadian Mint will stop producing them this fall. I am sure you have read enough about the budgets this week so I won't get into it :) .

This week was "budget week" for Ontarians. The highlight of the "budget week" was that the federal government will finally stop producing the penny. Although you will be able to use the penny for as long as you want to, The Royal Canadian Mint will stop producing them this fall. I am sure you have read enough about the budgets this week so I won't get into it :) .

Canada just released it's budget for the coming fiscal year and announced that the Royal Canadian Mint will stop producing pennies come autumn.

The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.

The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.

Giving money to charity through your estate can be good for the soul, the community and the pocketbook. Here's how to give to charity in your Will.

Will changes to OAS affect retirement? The new changes are not insignificant and will impact the future of Canadians.

It's easy to pay less attention to one's earned income because it comes in small amounts at frequent intervals, but add it up over a lifetime of earnings and you come up with a substantial sum.

Unlike most people however, I don't redeem Air Miles rewards to cash in for flights.  I redeem Air Miles rewards for products like $20 gas gift certificates from Shell.

Avoid investment fraud, scams, and schemes by watching for warning signs, and implementing principles and solutions to protect yourself.

By using a stock screener, you can narrow down your choices from thousands of stocks to just a handful, which can save you from doing a ton of research.