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Contents contributed and discussions participated by Tom Drake

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Tom Drake

Consider Housing Changes to Improve Your Finances - 0 views

stupidcents.com/anges-to-improve-your-finances

housing changes improve your finances

shared by Tom Drake on 13 Apr 12 - No Cached
  • Tom Drake on 13 Apr 12
     
    If you want to make the greatest financial difference, you may need to consider housing changes. Consider these strategies to improve your finances.
Tom Drake

UFile Online Tax Software Review - 0 views

canadianfinanceblog.com/ile-online-tax-software-review

UFile UFile Online tax software review

shared by Tom Drake on 13 Apr 12 - No Cached
  • Tom Drake on 13 Apr 12
     
    A review of UFile Online, UFile's online version of their tax software. We found UFile to be better than TurboTax as it was more user friendly and cost less.
Tom Drake

Your Retirement Investment Strategy: How Aggressive Should You Be? - 0 views

personaldividends.com/y-how-aggressive-should-you-be

retirement investing investing for retirement

shared by Tom Drake on 13 Apr 12 - No Cached
  • Tom Drake on 13 Apr 12
     
    When it comes to investing for retirement, how aggressive should you be? The answer to that question is largely affected by three main factors, and believe it or not, none of them involve how much money you make.
Tom Drake

Funding Retirement VS Paying Off Debt - 0 views

personaldividends.com/-retirement-vs-paying-off-debt

retirement planning debt payoff retirement investing

shared by Tom Drake on 11 Apr 12 - No Cached
  • Tom Drake on 11 Apr 12
     
    21st Century reality is that most of us live with some level of debt for most of our lives-how does that impact retirement planning?
Tom Drake

How Long Will Your Money Last? - 0 views

retirehappyblog.ca/how-long-will-your-money-last

how long money lasts retirement income

shared by Tom Drake on 08 Apr 12 - No Cached
  • Tom Drake on 08 Apr 12
     
    When people save for retirement one of the most common questions that comes up is how much do I need to save? At some point in time, retirement, the issues change and the question becomes how long will your money last?
Tom Drake

Gold is Not Risk-Free - 0 views

stupidcents.com/gold-is-not-risk-free

gold risk invest in gold gold risks

shared by Tom Drake on 08 Apr 12 - No Cached
  • Tom Drake on 08 Apr 12
     
    We have seen a seemingly mindnumbing amount of commercials and print telling you to invest in gold. However, don't get the impression that gold is without it's risks.
Tom Drake

How Much Income Do You Need in Retirement? - 0 views

retirehappyblog.ca/how-much-income-do-you-need-in

retirement income how much income needed

shared by Tom Drake on 08 Apr 12 - No Cached
  • Tom Drake on 08 Apr 12
     
    Planning for retirement is one of the most difficult things to do. How much income do you need in retirement?
Tom Drake

Got a Tax Refund? 10 Ideas to Spend Your Tax Refund - 0 views

stupidcents.com/ideas-to-spend-your-tax-refund

spend tax refund got a tax refund

shared by Tom Drake on 08 Apr 12 - No Cached
  • Tom Drake on 08 Apr 12
     
    Got a tax refund? Why give the government an interest free loan on your account? They surely aren't so willing to give us any tax free loans.
Tom Drake

So You Really Want a 30 Year Mortgage? Think Extra Payments - 0 views

stupidcents.com/-mortgage-think-extra-payments

mortgage calculator mortgage term house affordability

shared by Tom Drake on 07 Apr 12 - No Cached
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  • Tom Drake on 07 Apr 12
     
    Looking at buying a house and taking on a mortgage? Never take out a mortgage based on what kind of house a mortgage calculator says you can afford.
Tom Drake

Converting your RRSP to income - 0 views

retirehappyblog.ca/converting-your-rrsp-to-income

convert your RRSP RRSP income defer RRSP

shared by Tom Drake on 07 Apr 12 - No Cached
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  • Tom Drake on 07 Apr 12
     
    When you retire, you need to convert your RRSP into income. It's time to change from being a saver to a spender. How do you start spending the RRSPs?
Tom Drake

Target Date Funds: Not One Size Fits All - 0 views

stupidcents.com/te-funds-not-one-size-fits-all

target date funds target dates investing

shared by Tom Drake on 07 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 07 Apr 12
     
    Target Date funds are retirement mutual funds that have exploded in recent years. But not all funds with similar target dates have the same investment strategy.
Tom Drake

Five Essential Investment Research Tips - 0 views

retirehappyblog.ca/ntial-investment-research-tips

investment research understand risk fees

shared by Tom Drake on 07 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 07 Apr 12
     
    When it comes to analyzing an investment, what kinds of things do you look at? I would like to give you some of my favourite investment research tips.
Tom Drake

How Much Will I Need for Retirement? - 0 views

retirehappyblog.ca/uch-will-i-need-for-retirement

how much for retirement retirement needs

shared by Tom Drake on 07 Apr 12 - No Cached
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  • Tom Drake on 07 Apr 12
     
    How much will I need for retirement? It depends on the lifestyle you want in retirement or the lifestyle that you have today.
Tom Drake

How You Learned About Savings As A Child - 0 views

stupidcents.com/arned-about-savings-as-a-child

savings spending children learning kids

shared by Tom Drake on 07 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 07 Apr 12
     
    You may not realize it, but the way that you learned about savings as a child probably affects the type of saver or spender that you are today.
Tom Drake

Do We Need the CBC? - 0 views

canadianfinanceblog.com/do-we-need-the-cbc

CBC conservative budget television Canada

shared by Tom Drake on 05 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 05 Apr 12
     
    The recent Conservative budget has reopened the debate about the place of the CBC in the Canadian landscape. Do we even need the CBC?
Tom Drake

Understanding Corporate and High Yield Bonds - 0 views

retirehappyblog.ca/corporate-and-high-yield-bonds

corporate bonds high yield bonds bonds

shared by Tom Drake on 05 Apr 12 - No Cached
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  • Tom Drake on 05 Apr 12
     
    Corporate and high yield bonds are the same as government bonds except that companies issue them instead of governments.
Tom Drake

What Will Canadians Do with Their Pennies? - 0 views

www.creditcardscanada.ca/...-will-you-do-with-your-pennies

pennies finance currency canada

shared by Tom Drake on 05 Apr 12 - No Cached
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  • Tom Drake on 05 Apr 12
     
    The Canadian penny is being phased out, and that means that some people are considering what to do with their pennies. However, pennies will still be legal tender in Canada, so you can use them. Here are some ideas for what to do with your pennies.
Tom Drake

How to deal with the new changes to OAS - 0 views

retirehappyblog.ca/al-with-the-new-changes-to-oas

OAS OAS changes changes to OAS

shared by Tom Drake on 04 Apr 12 - No Cached
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  • Tom Drake on 04 Apr 12
     
    Will changes to OAS affect retirement? The new changes are not insignificant and will impact the future of Canadians.
Tom Drake

Leaving money to a charity through your estate - 0 views

canadianfinanceblog.com/-a-charity-through-your-estate

charity estate estate planning

shared by Tom Drake on 04 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 04 Apr 12
     
    Giving money to charity through your estate can be good for the soul, the community and the pocketbook. Here's how to give to charity in your Will.
Tom Drake

Three Big Changes to OAS (Old Age Security) - 0 views

retirehappyblog.ca/three-big-changes-to-oas

OAS Old Age Security

shared by Tom Drake on 03 Apr 12 - No Cached
Mike Collins liked it
  • Tom Drake on 03 Apr 12
     
    The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.
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