Contents contributed and discussions participated by My University Money - Personal Finance

Should I Work During the School Year? - My University Money - 0 views

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personal finance finance

shared by My University Money on 04 Jul 12 - No Cached

My University Money on 04 Jul 12

When students arrive on campus for the first time with visions of red solo cups and shiny new student loan cheques dancing in their heads, few give much thought to the idea of when, where, and even if they should work as they pursue their post-secondary education.

<div class="cArrow"> </div><div class="cContentInner">When students arrive on campus for the first time with visions of red solo cups and shiny new student loan cheques dancing in their heads, few give much thought to the idea of when, where, and even if they should work as they pursue their post-secondary education. </div>

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Gold vs McDonalds - My University Money - 0 views

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gold finance personal finance

shared by My University Money on 04 Jul 12 - No Cached

My University Money on 04 Jul 12

I still can't get over why people put so much stock in gold when the stock market hits a recession or when international markets in general hit turbulence. It makes little sense to me that this is what people do in order to feel more secure.

<div class="cArrow"> </div><div class="cContentInner">I still can't get over why people put so much stock in gold when the stock market hits a recession or when international markets in general hit turbulence. It makes little sense to me that this is what people do in order to feel more secure.</div>

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Couples Money: Savers Vs. Spenders - 0 views

www.boomerandecho.com/uples-money-savers-vs-spenders

frugality finances money couples

shared by My University Money on 04 Jul 12 - No Cached

My University Money on 04 Jul 12

The conventional wisdom in relationships is that opposites attract. It seems very common for a compulsive spender to hook up with a compulsive saver

<div class="cArrow"> </div><div class="cContentInner">The conventional wisdom in relationships is that opposites attract. It seems very common for a compulsive spender to hook up with a compulsive saver</div>

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Avoiding the Temptation to Pay Down Debt - Young And Thrifty - 0 views

youngandthrifty.ca/he-temptation-to-pay-down-debt

money finance investing

shared by My University Money on 04 Jul 12 - No Cached

My University Money on 04 Jul 12

If you make more than you spend, don't buy stuff you don't need, and have a clue about how to invest, you will probably do just fine.

<div class="cArrow"> </div><div class="cContentInner">If you make more than you spend, don't buy stuff you don't need, and have a clue about how to invest, you will probably do just fine. </div>

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Hockey Cards - My First Experience In Market Bubbles and Speculation - 0 views

youngandthrifty.ca/market-bubbles-and-speculation

market bubbles investing

shared by My University Money on 04 Jul 12 - No Cached

My University Money on 04 Jul 12

when I began collecting hockey cards I didn't realize at the time I was getting my first education into the world of market bubbles and speculation

<div class="cArrow"> </div><div class="cContentInner">when I began collecting hockey cards I didn't realize at the time I was getting my first education into the world of market bubbles and speculation</div>

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Thank You To People With Credit Card Debt - Young And Thrifty - 0 views

youngandthrifty.ca/o-people-with-credit-card-debt

personal finance credit card

shared by My University Money on 30 Jun 12 - No Cached

My University Money on 30 Jun 12

Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays "low" credit card interest rates of 9-12% a month, and true eternal torment for those souls who get hit with the classic 19.99% rates. Not me, I love these people. THANK YOU

<div class="cArrow"> </div><div class="cContentInner">Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays "low" credit card interest rates of 9-12% a month, and true eternal torment for those souls who get hit with the classic 19.99% rates. Not me, I love these people. THANK YOU</div>

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What Boxing Taught Me About Personal Finance - My University Money - 0 views

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investing personal finance

shared by My University Money on 28 Jun 12 - No Cached

My University Money on 28 Jun 12

I think there are definitely aspects of boxing you can broadly apply to personal finance. Plus, every "tough guy" out there thinks they can fight, and every guy at the water cooler who has read the business section thinks he's Warren Buffett - so they both have stupid male egos in common as well.

<div class="cArrow"> </div><div class="cContentInner">I think there are definitely aspects of boxing you can broadly apply to personal finance. Plus, every "tough guy" out there thinks they can fight, and every guy at the water cooler who has read the business section thinks he's Warren Buffett - so they both have stupid male egos in common as well.</div>

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Why You Shouldn't Go To University - My University Money - 0 views

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university school

shared by My University Money on 28 Jun 12 - No Cached

My University Money on 28 Jun 12

For people like that, university is a smart idea. But, it's clearly not for everyone. Let's take a look at some reasons why you shouldn't go to university.

<div class="cArrow"> </div><div class="cContentInner">For people like that, university is a smart idea. But, it's clearly not for everyone. Let's take a look at some reasons why you shouldn't go to university.</div>

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The Smith Manoeuvre - Make Your Mortgage Tax Deductible - My University Money - 0 views

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taxes personal finance credit retirement

shared by My University Money on 27 Jun 12 - No Cached

My University Money on 27 Jun 12

I believe I finally have something that might stir some thought one way or another - The Smith Manoeuvre. A couple of weeks ago I did a post about using leverage to invest in equities. As I predicted, a large number of readers (including many authors of financial blogs) were uneasy about my use of house-backed leverage to say the least. With all these details they will now really have ammunition to fire away with!

<div class="cArrow"> </div><div class="cContentInner">I believe I finally have something that might stir some thought one way or another - The Smith Manoeuvre. A couple of weeks ago I did a post about using leverage to invest in equities. As I predicted, a large number of readers (including many authors of financial blogs) were uneasy about my use of house-backed leverage to say the least. With all these details they will now really have ammunition to fire away with!</div>

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Stock Market Picking Contest - My University Money - 0 views

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stock stock market personal finance investment

shared by My University Money on 27 Jun 12 - No Cached

My University Money on 27 Jun 12

I truly don't believe that there are more than handful of people out there who can truly pick stocks with enough skill to beat the street on a long-term basis.

<div class="cArrow"> </div><div class="cContentInner">I truly don't believe that there are more than handful of people out there who can truly pick stocks with enough skill to beat the street on a long-term basis.</div>

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Expense Tracking Spreadsheet - My University Money - 0 views

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spreadsheet personal finance finance

shared by My University Money on 27 Jun 12 - No Cached

My University Money on 27 Jun 12

Just a short post today to announce the upload of my personal expense tracking spreadsheet. If you are considering tracking your expenses in the new year to gain a better understanding of where your money goes, or you want to abandon your pen and paper methods, I believe this tracker can help you.

<div class="cArrow"> </div><div class="cContentInner">Just a short post today to announce the upload of my personal expense tracking spreadsheet. If you are considering tracking your expenses in the new year to gain a better understanding of where your money goes, or you want to abandon your pen and paper methods, I believe this tracker can help you.</div>

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2012 Personal Finance New Year's Resolutions- Mid Year Review - Young And Thrifty - 0 views

youngandthrifty.ca/rs-resolutions-mid-year-review

personal finance finance investing money

shared by My University Money on 26 Jun 12 - No Cached

My University Money on 26 Jun 12

Here's my attempt at being accountable to January 2012! I've copied and pasted my resolutions for your viewing pleasure below.

<div class="cArrow"> </div><div class="cContentInner">Here's my attempt at being accountable to January 2012! I've copied and pasted my resolutions for your viewing pleasure below.</div>

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Auditing A Class - My University Money - 0 views

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education auditing university

shared by My University Money on 26 Jun 12 - No Cached

My University Money on 26 Jun 12

There's a few things I would do differently if I was to redo my university experience. One of those things would be to audit a few classes. Audit is kind of a vague term, but it basically means dropping in on a class that you aren't "taking" or getting credit for.

<div class="cArrow"> </div><div class="cContentInner">There's a few things I would do differently if I was to redo my university experience. One of those things would be to audit a few classes. Audit is kind of a vague term, but it basically means dropping in on a class that you aren't "taking" or getting credit for.</div>

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Questrade review - 0 views

youngandthrifty.ca/questrade-review

investing personal finance money investment

shared by My University Money on 25 Jun 12 - No Cached

My University Money on 25 Jun 12

I have been a Questrade client for a few years now, so I thought I would write up a Questrade review of my own. Here's a Questrade promo code to give you $50 in free trades: a1b9d1d9 If you make 10 trades, they'll refund your $50 in free trades (from what I recall a few years back). I was very very attracted to their $4.95 low commissions. They are a good basic online brokerage.

<div class="cArrow"> </div><div class="cContentInner">I have been a Questrade client for a few years now, so I thought I would write up a Questrade review of my own. Here's a Questrade promo code to give you $50 in free trades: a1b9d1d9 If you make 10 trades, they'll refund your $50 in free trades (from what I recall a few years back). I was very very attracted to their $4.95 low commissions. They are a good basic online brokerage.</div>

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Young And Thrifty - Saving Generation Y - 0 views

youngandthrifty.ca/corporate-class-funds-ill-pass

investing

shared by My University Money on 25 Jun 12 - No Cached

My University Money on 25 Jun 12

I decided to do a little research and educate myself on what the nuts and bolts of corporate class funds were. I wish I could say that I found a great investment opportunity, but unfortunately I'm fairly certain they are just another financial instrument cooked up the banking industry to separate you from your investment dollars.

<div class="cArrow"> </div><div class="cContentInner">I decided to do a little research and educate myself on what the nuts and bolts of corporate class funds were. I wish I could say that I found a great investment opportunity, but unfortunately I'm fairly certain they are just another financial instrument cooked up the banking industry to separate you from your investment dollars.</div>

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Leveraging Your Wealth to Prepare Your Children - 0 views

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personal finance school

shared by My University Money on 25 Jun 12 - No Cached

My University Money on 25 Jun 12

The first investment I would recommend won't be popular with many people out there, and that is a private school education.

<div class="cArrow"> </div><div class="cContentInner">The first investment I would recommend won't be popular with many people out there, and that is a private school education.</div>

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Young And Thrifty - Saving Generation Y - 0 views

youngandthrifty.ca/weekend-ramblings-gas-rant

shared by My University Money on 23 Jun 12 - No Cached

My University Money on 23 Jun 12

Everyone loves a good rant about gasoline. I know because I pumped gas for a few years as a teenager, and got the heat from way too many travellers who truly believed that I had set the price right before they got there just to screw with them.

<div class="cArrow"> </div><div class="cContentInner">Everyone loves a good rant about gasoline. I know because I pumped gas for a few years as a teenager, and got the heat from way too many travellers who truly believed that I had set the price right before they got there just to screw with them.</div>

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TFSA vs RESP Contributions - Young And Thrifty - 0 views

youngandthrifty.ca/tfsa-vs-resp-contributions

personal finance investing

shared by My University Money on 20 Jun 12 - No Cached

My University Money on 20 Jun 12

In the past we have compared RRSP and TFSA accounts, and RESP vs RRSP accounts, so today we're going to do a head-to-head comparison of TFSA vs RESP contributions.

<div class="cArrow"> </div><div class="cContentInner">In the past we have compared RRSP and TFSA accounts, and RESP vs RRSP accounts, so today we're going to do a head-to-head comparison of TFSA vs RESP contributions.</div>

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Bah Humbug! Presents Make No Economic Cents - My University Money - 0 views

www.myuniversitymoney.com/resents-make-no-economic-cents

finance personal finance

shared by My University Money on 20 Jun 12 - No Cached

My University Money on 20 Jun 12

! There is nothing quite like the holiday atmosphere and all that it entails. That being said, there is one part of Christmas that I will just never understand - presents.

<div class="cArrow"> </div><div class="cContentInner">! There is nothing quite like the holiday atmosphere and all that it entails. That being said, there is one part of Christmas that I will just never understand - presents.</div>

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Book Review: The Paradox of Choice - Why More is Less - 0 views

www.myuniversitymoney.com/w-paradox-choice-why-more-less

personal finance finance

shared by My University Money on 20 Jun 12 - No Cached

My University Money on 20 Jun 12

Choice is something that has always interested me. It is the reason why I started casually studying economics-the study of how people choose. I was always intrigued of when some people are presented with the same choice, some of them take much longer to arrive at a decision than others.

<div class="cArrow"> </div><div class="cContentInner">Choice is something that has always interested me. It is the reason why I started casually studying economics-the study of how people choose. I was always intrigued of when some people are presented with the same choice, some of them take much longer to arrive at a decision than others.</div>

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