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I had a wise friend once tell me that no one really can become wealthy through their day job, and that people usually become wealthy through money that they put away from their day job, through passive income.

"It's pretty well-established at this point that I don't think that I am smart enough to beat the overall stock market when it comes to investing in equities.  The good news is that I think the average returns on equities are pretty damn good, and I have a solid strategy for realizing them.  While I don't believe I'm smart enough, or willing to put in the research needed to beat the market, Mike Heroux from the The Dividend Guy blog and The Financial Blogger just might be."