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As a woman who has been dating her boyfriend for the past 7 years, moved in together for the past 1.5 years, my perspective on an engagement ring is simple.

Unfortunately, no matter how vigilant you are, there is always the chance that you will be taken in by a telephone scam. While many of us are well-guarded against concerns related to email phishing, there are still opportunities for many to engage in identity theft using your personal information. And, if you aren't careful, you might give a scammer all of that information on your own.

Unfortunately, no matter how vigilant you are, there is always the chance that you will be taken in by a telephone scam. While many of us are well-guarded against concerns related to email phishing, there are still opportunities for many to engage in identity theft using your personal information. And, if you aren't careful, you might give a scammer all of that information on your own.

There are many other options available to people who don't want to take part in the crazy world of paying large amounts of money for a really hard rock.