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The latest Canadian money is made from polymers and partially transparent. Canada released $100 bills in late 2011, and has a plan to put bills of lower denominations in circulation through the end of 2013. The new bills are meant to be more secure -- not just look cool.

Controversy is brewing over the topless ladies adorning Canada's new polymer $20 bills.

You can split pension income so that some of the income goes to your spouse in a lower tax rate. Pension income splitting can mean a lower household tax bill.

You can split pension income so that some of the income goes to your spouse in a lower tax rate. Pension income splitting can mean a lower household tax bill.

A true story of my friend Bill who has thrown away thousands of dollars on the lottery and refuses to stop. He could probably be retired by now if not for his lottery addiction.

You Only Live Once (YOLO) sounds great until you have to pay your bills later on. Don't get fooled by the YOLO mentality.