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priyankaghosh

Where to get fast personal loan in India? - 0 views

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    Now borrow money online as personal loan in India with easy peer to peer lending platform like LenDenClub (https://www.lendenclub.com). The platform promises to approve your loan in 16.5 hours.
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    LenDenClub is one of the best platforms in India to avail small personal loans without the fine prints and maze like structures of a bank. Our large pool of active investors ensure that your loan requirement is funded at the earliest.
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    LenDenClub is one of the fastest growing peer to peer (P2P) lending platforms in India. It connects investors or lenders looking for high returns with creditworthy borrowers looking for short term personal loans.
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    If you are in Mumbai and searching for personal loan, you can just apply at India's best peer to peer lending platform - LenDenClub for all your personal loan needs. Getting a loan from LenDenClub is simple with its online application process. You can simply Register and apply for loan and submit required KYC documents. Your loan application gets approved in 18 hours and gets disbursed in just 3 days. You can apply for personal loan for various all your needs like wedding, medical emergency, rental deposit, debt consolidation, credit card debt etc. Getting a loan from LenDenClub is better in comparison with any cash related foundations in Mumbai like banks because of our easy to use online platform.
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    LenDenClub ensures that availing a loan is a simple, quick and hassle free process for you as a borrower. You can register on the platform by submitting the prescribed KYC documents coupled with a nominal registration fee.Our automated system goes through your profile to ensure all details are filled and taken care of. Once registered, your loan requirement is posted on our platform and is visible to various lenders. LenDenClub ensures that your loan requirements are met completely and quickly. For repayments, our smart algorithm breaks down the loan amount into easy EMI's based on your repayment ability.
priyankaghosh

Can P2P lending affect interest rates? - 0 views

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    Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.
priyankaghosh

How to get out of a debt trap? - 0 views

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    It is advisable to take a personal loan to clear all your credit card dues and consolidate the debt at one point. It simply means lesser monthly obligation in the form of EMIs and also more savings. These loans can be obtained from Banks, NBFC's and also through the new kid on block, Peer-To-Peer platforms. Peer to Peer lending platforms are a relatively new medium for obtaining short term loans online. These are generally hassle free processing points and it is not necessary that personal loans will be given only to the best of the customers, subprime customers are also given loans. However, the obvious clause which gets attached is higher rate of interest and more verifications. Leading Peer-To-Peer lending platforms in India like LenDenClub provide quick and hassle-free personal loans which are approved on the same day and disbursed within 3 days
Amrita Chaturvedi

Peer-to-peer lenders are now NBFCs - 0 views

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    Live Mint: Peer-to-peer lenders are now NBFCs This development means that P2P companies are now recognized by the Reserve Bank of India The Reserve Bank of India (RBI) said, through an 18 September gazette notification, that peer-to-peer lenders (P2P)-companies that provide loan facilitation services from their platform-will be treated as non-banking financial companies (NBFCs). You can read the notification here. While the regulator's detailed guidelines for this sector are still pending, this development means that P2P companies are now recognised by the banking regulator. You may have come across various P2P lenders that claim to give very high returns. Let us first understand what exactly is P2P lending and how it works.
priyankaghosh

How to Become a Great Investor like Warren Buffet - 0 views

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    Warren Buffet is no less than a God for the investors around the world. His investment journey dates back to the time when he started trading in stocks at the very young age of 11. By the time he turned 16, he had already made a net worth of $6000 (the equivalent of $53,000 today). With a net worth over $70 billion, this 87-year-old wealth creator is currently the second richest person in the world, behind his friend Bill Gates. So, what did Warren Buffet do right to amass such a huge wealth? Here are a few of his key investment strategies from which you can pick up useful tips. Click the link above to read full article.
priyankaghosh

What is Peer-To-Peer Lending? - 0 views

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    Peer to peer lending is a practice of financing loans which enables individual to invest and borrow money without bother of any established financial institutions like banks as a mediator. P2P lending helps to remove the intermediary institutions or people as a middlemen in the process of lending and borrowing and enables individuals to lend and borrow in less time and effort.
Verandahs Adelaide

Adding Verandahs for New Residents - 1 views

We just recently moved in to our new house in Elizabeth near Adelaide. It has been quite a tough time adjusting to our new home for the first fortnight and couple of months. Like any move and adjus...

Verandahs Adelaide

started by Verandahs Adelaide on 18 Oct 11 no follow-up yet
Amrita Chaturvedi

RBI to treat peer-to-peer lending platforms as NBFCs - 0 views

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    All peer-to-peer lending (P2P) platforms would be treated as non-banking financial companies (NBFCs) and will be regulated by the Reserve Bank of India (RBI), according to a government of India notification released on Wednesday. Bhavin Patel, Co-Founder & Chief Executive Officer of LenDenClub, said: "This RBI regulation will bring much-needed legal clarity in the system, and lenders/platform will get legal rights to take adequate steps against defaulters. Also, regulation will mean wide acceptability of this concept among lenders as well as borrowers. This will fulfill RBI's expectation of taking P2P lending to the masses of this country." Source: Money Control
Gerald Payton

Perfect Way to Boost Employees' Self-Esteem - 1 views

I have been working with David Ferrier for two months now and with his expertise, he was able to help me boost the confidence of my team. He was great because he actively motivated my staff to exce...

started by Gerald Payton on 10 Oct 12 no follow-up yet
Amrita Chaturvedi

Review on peer to peer lending in india - 0 views

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    As Peer to Peer lending in India is a new way to borrow money online or lend money online, people are more inclined towards p2p lending platforms such as LenDenClub as it provides personal loans ranging from 25000 to 500000 with the fastest personal loan approval in 15 hours and gives a phenomenal return on investment (25.5% Avg ROI) to lenders with no volatility. Here are some reviews from borrowers and lenders about peer to peer lending
Justin Rogers

Great Fun For My Sons - 1 views

My teenage sons love to stay home these days due to the home theatre that was installed by Vision Living last week. Instead of going out with friends and watch their favourite movies, they are invi...

started by Justin Rogers on 11 Jan 13 no follow-up yet
Joshua Wilson

Fast and Accurate Payroll Services - 1 views

started by Joshua Wilson on 08 Nov 12 no follow-up yet
Philip Solars

The Must Have Solar Equipment - 1 views

Due to the increasing cost of electricity bills, I have finally decided to switch to solar energy. Aside from being free, it also helps save mother earth. I must admit that at first I was confused ...

started by Philip Solars on 04 Oct 12 no follow-up yet
GreenPlanetGrass.com.au artificial lawn Perth

What Switching to Fake Grass Can Do - 1 views

Natural grass surfaces require so much maintenance in terms of cost, time, and effort. Since Green Planet Grass has understood the importance of these factors, the company has offered fake grass pr...

artificial grass

started by GreenPlanetGrass.com.au artificial lawn Perth on 04 Oct 11 no follow-up yet
priyankaghosh

How to lend money online? - 0 views

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    Peer to peer lending in India is becoming popular among those looking for newer investment avenues. As compared to the stock market or real estate, it offers balanced risk and returns. Basically, you can become a personal loan lender through peer to peer lending. There are several online peer to peer lending platforms such as LenDenClub, where you can lend money online.
Jean Peterson

My Synthetic Turf Perth Lawn Investment - 2 views

Thanks to GreenPlanetGrass synthetic turf Perth, I was able to transform my bare and dull lawn into the greenest and lushest lawn in our neighbourhood thanks to their synthetic turf Perth. Not only...

Synthetic courts Artificial grass Tennis acrylic surfaces

started by Jean Peterson on 10 Jun 11 no follow-up yet
Jean Peterson

Playing like a true Tennis Pro - 1 views

When I first heard about synthetic grass for a tennis court, I had my doubts. But, since my son is really optimistic about the idea, so I gave it a try. The result? Playing tennis on our synthetic ...

synthetic tennis courts

started by Jean Peterson on 05 Jun 11 no follow-up yet
Jean Peterson

Synthetic Grass: Green and Economical - 3 views

GreenPlanetGrass did not only beautify our lawn but also helped me do my part in conserving precious water by cutting my water consumption to an amazing 60%! Thanks to their synthetic grass, we wer...

artificial grass

started by Jean Peterson on 05 Jun 11 no follow-up yet
Jean Peterson

Artificial Turf for Kids to Enjoy - 1 views

Attractive lawns are enticing environments for kids and adults alike. Kids, in particular, love to play in incredibly eye-catching and colourful play areas. The Shire of Jerramungup had opted for a...

synthetic grass

started by Jean Peterson on 02 Sep 11 no follow-up yet
Nicole Smith

Acquired Home Loans Services Cost Nothing - 1 views

That is right and you are reading it right. Their services cost nothing. N-O-T-H-I-N-G. Acquired Home Loans is remunerated by the lenders that they are affiliated with and are not paid a cent by th...

mortgage broker adelaide

started by Nicole Smith on 02 Nov 11 no follow-up yet
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