Loans for Women - 3 views
A payday loan is the easy and secure way to get the extra money you need before your next payday. Owned and operated by woman.
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Payday Advance - 2 views
Online Loan Resources is a faxless payday loan resources and financial services portal plus an online directory for financial products and services. We have every kind of quick cheap online loan i...
Can P2P lending affect interest rates? - 0 views
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priyankaghosh on 31 Oct 17Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.
How to get out of a debt trap? - 0 views
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It is advisable to take a personal loan to clear all your credit card dues and consolidate the debt at one point. It simply means lesser monthly obligation in the form of EMIs and also more savings. These loans can be obtained from Banks, NBFC's and also through the new kid on block, Peer-To-Peer platforms. Peer to Peer lending platforms are a relatively new medium for obtaining short term loans online. These are generally hassle free processing points and it is not necessary that personal loans will be given only to the best of the customers, subprime customers are also given loans. However, the obvious clause which gets attached is higher rate of interest and more verifications. Leading Peer-To-Peer lending platforms in India like LenDenClub provide quick and hassle-free personal loans which are approved on the same day and disbursed within 3 days
What is Peer-To-Peer Lending? - 0 views
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Peer to peer lending is a practice of financing loans which enables individual to invest and borrow money without bother of any established financial institutions like banks as a mediator. P2P lending helps to remove the intermediary institutions or people as a middlemen in the process of lending and borrowing and enables individuals to lend and borrow in less time and effort.
Great Fun For My Sons - 1 views
My teenage sons love to stay home these days due to the home theatre that was installed by Vision Living last week. Instead of going out with friends and watch their favourite movies, they are invi...
The Must Have Solar Equipment - 1 views
Due to the increasing cost of electricity bills, I have finally decided to switch to solar energy. Aside from being free, it also helps save mother earth. I must admit that at first I was confused ...
Cash Advance - 4 views
Fast Cash payday advance overnight. $100 to $2,500 deposited into your bank account. No faxing! Fast and Easy! All online real time. Apply now for cash tomorrow.
Payday Loans Online - 3 views
No fax payday loans electronically deposited in your bank account on the next banking day! All online. Your application approved while you watch.
P2P Lending and Borrowing | Social Lending | Loan Listing - 1 views
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idsanderson is looking for a car loan of £4000 through YES-secure's P2P lending network.
Natural and Unique Limestone - 1 views
I planned to build our dream house and I wanted to make use of only the best kind of material in building it. My father told me that limestone can be perfect as the main material that I could purch...
What Switching to Fake Grass Can Do - 1 views
Natural grass surfaces require so much maintenance in terms of cost, time, and effort. Since Green Planet Grass has understood the importance of these factors, the company has offered fake grass pr...
Review on peer to peer lending in india - 0 views
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As Peer to Peer lending in India is a new way to borrow money online or lend money online, people are more inclined towards p2p lending platforms such as LenDenClub as it provides personal loans ranging from 25000 to 500000 with the fastest personal loan approval in 15 hours and gives a phenomenal return on investment (25.5% Avg ROI) to lenders with no volatility. Here are some reviews from borrowers and lenders about peer to peer lending
How to get debt consolidation loan in India? - 1 views
Debt consolidation in India is no more a hassle. You can get your personal loan for clearing your debts through best peer to peer lending platform in India - LenDenClub.com
How to lend money online? - 0 views
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Peer to peer lending in India is becoming popular among those looking for newer investment avenues. As compared to the stock market or real estate, it offers balanced risk and returns. Basically, you can become a personal loan lender through peer to peer lending. There are several online peer to peer lending platforms such as LenDenClub, where you can lend money online.
RBI to treat peer-to-peer lending platforms as NBFCs - 0 views
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All peer-to-peer lending (P2P) platforms would be treated as non-banking financial companies (NBFCs) and will be regulated by the Reserve Bank of India (RBI), according to a government of India notification released on Wednesday. Bhavin Patel, Co-Founder & Chief Executive Officer of LenDenClub, said: "This RBI regulation will bring much-needed legal clarity in the system, and lenders/platform will get legal rights to take adequate steps against defaulters. Also, regulation will mean wide acceptability of this concept among lenders as well as borrowers. This will fulfill RBI's expectation of taking P2P lending to the masses of this country." Source: Money Control
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