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Health insurance is used to pay for private care in hospital or from various health professionals in hospitals or in their practices. The arrangements vary from one company to another but most companies have agreements with hospitals that the company will pay the hospital directly.

Depending on how much you would like to save, and what access you want to your money, there is a huge choice of accounts. You can save regular amounts, or lump sums, or both. Some accounts have no minimum deposits, other might have a low minimum amount required.

Before you decide on where to put your savings, remember that you need to take into account factors such as risk and performance, flexibility, how much you have to invest and the amount of risk you can take for higher returns.

A Home Carer is where one of a married couple cares for a dependent person. A married couple may claim the allowance where one spouse (the home carer) cares for one or more dependent persons. A dependent person includes: To get the full tax allowance the Home Carer's income must not exceed €5,080 in the year.

You can avail of 20% off the cost of Medical Insurance through the Private Medical Insurance Tax scheme. If you pay for Medical Insurance directly or it is paid by you through your employer, this tax relief is granted at source i.e. you are only charged a reduced premium (80% of the gross amount) by the insurer.

You are now responsible not only for your own life, but for that of your born or soon to be born child. If you have not already looked into your options regarding savings and investments, now is the time to do so.

Tax relief may be available on certain maintenance and child support payments. However, this is a complex area and the facts of each separate case would have to be examined.

If you have a stillbirth or miscarriage any time after the 24th week of pregnancy, you are entitled to full maternity leave. From 1 March 2007 this means a basic period of 26 weeks and 16 weeks of additional maternity leave.

If you have a stillbirth or miscarriage any time after the 24th week of pregnancy, you are entitled to full maternity leave. From 1 March 2007 this means a basic period of 26 weeks and 16 weeks of additional maternity leave.

If the mother dies within 24 weeks of the child's birth, the father is entitled to a period of leave up to the end of the 14th week after the birth. So, If the mother dies in childbirth, the father is entitled to 14 weeks leave.

The One-Parent Family Tax Credit can be claimed if you are a single mom or dad and you have a child who is dependent on you and resides with you for at least one night in the year.

This will depend on your contract of employment, as Paternity leave is not recognised in employment law in Ireland. In other words, employers are not obliged to grant male employees special paternity leave (either paid or unpaid) following the birth of their child.

Child benefit is a benefit paid every month for all children under age 16, or between 16 and 18 who are in full-time education, attending a FÁS course or physically or mentally disabled and dependent on you. Child benefit stops when the child reaches age 19.

Medical card holders receive certain health services free of charge. Normally, your dependent spouse and children are also covered for the same range of health services. Medical card holders are exempt from paying the 2% Health Levy part of social insurance and from the 1% Income Levy introduced in 2009.

You are entitled to paid time off for antenatal and postnatal medical visits, provided they are for examinations or tests carried out under the supervision of a registered medical practitioner and relating to your pregnancy or confinement.

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There are pros and cons to both sides of this argument. With the private arrangement, you will first of all need to find your surrogate mother. This is usually much easier done through an agency, as all surrogate mothers to be will have been screened and will have gone through a comprehensive health screening. Also, all of the surrogate mothers with an agency will have had psychological screenings to guarantee the fact that they will be able to deal with the very strong emotions that will be coursing around their bodies during the pregnancy. Unless, of course, your surrogate mother is a relative or close friend of the family in which case it would seem to be a lot easier. Ethics, moral code and emotions will still loom large in all of the concerned parties worlds. So it would still be wise to involve an attorney and legal contracts so that everyone knows exactly where they stand, and what is expected of them. In most countries and states legal and binding contracts written up by attorneys, are needed by the parents to be anyway. As they are going to have to be legally adopting the child everything, will need to be written clearly and legally about the birth and how it came about. Very often during the pregnancy the doctors and nurses will need to know why there are two women, one pregnant, the other not, and very often two fathers who are so interested in this one child. If you have gone through an agency, they will be able to advise you on what to do and say in this situation. If you are sorting out surrogacy arrangements privately then yes but if anything unexpected should happen and you are unable to deal with the problems there is a reasonable chance you will end up wishing you had gone to the agency. Agencies do have trained professionals that can help you with all of the different issues that are involved in surrogacy. From the emotional feeling of all parties, the majority of agencies will have counselors who can help you work your way through any difficul

When a couple can not have children, they will often seek out a surrogate mother. This is a person that will carry the couple's child and deliver the baby. Once the baby is born the child will be handed over to the couple. Anyone wanting to become a surrogate mother should look into it thoroughly. You can be an independent surrogate or you can use an agency. The first thing you should do is find out what is expected of a surrogate mother and evaluate yourself to see if you can handle it. Read stories from women who have done it and how it affected their lives. This is not just business, this is your body and you will never be the same. Once you have decided that you can handle it, find out what you need to have a healthy pregnancy. What vitamins and diet you should be on are two very important things to look into. You should find out what the laws and rights are in your area concerning surrogate mothers. Surrogate Agencies There are many agencies out there. You can research them on line or look in the phone book. Each will be different in how they handle a case. Find out from them how they work and what they can do for you. Ask for references of other women who used the agency. Contact those women and ask them about their experience there. Once you have decided on an agency; you will be required to fill out an application. After that you will be checked by a doctor from the agency to make sure you meet all the requirements needed. Once you are signed up and deemed healthy by the agency, they will begin looking for couples that they think would be a good match for you. You will be contacted and meetings will be arranged with possible couples. After having several meetings, you will need to choose a couple. This couple should share your views on pregnancy. If you like coffee and they don't want you drinking it during pregnancy, then they may not be the right couple for you. This is a very important part of the process. Don't forget it isn't only you ch

Once you have entered a family name for your child in the Register of Births it can never be changed in the Register, even if you and your partner get married later on, so it is important to decide now.

Don't worry, child benefit for twins is paid at one-and-a-half times the normal monthly rate for each child, not for both so you get 50% more per child. On top of that, a grant of €635 is paid on the birth of twins or other multiple births, with further grants of €635 when the children reach age four and then again when they reach 12.

Maintenance of children whose parents are not married to each other All parents have a duty to maintain their children and rearing a child is expensive. It is a good idea to talk over how both parents can share in providing financially for their child -either through a voluntary maintenance agreement or through court proceedings.