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FHA has eased the qualification criteria for home buyers. It is a popular program for the first time home buyers in Texas. This loan provides mortgage insurance to FHA-approved lenders and protection to the borrowers.

FHA has eased the qualification criteria for home buyers. It is a popular program for the first time home buyers in Texas. This loan provides mortgage insurance to FHA-approved lenders and protection to the borrowers.

One of the major ways FHA ensures financial stability in this new program is through requiring "Back to Work" borrowers to participate in at least one hour of one-on-one housing counseling.

One of the major ways FHA ensures financial stability in this new program is through requiring "Back to Work" borrowers to participate in at least one hour of one-on-one housing counseling.

FHA ensures that lending agencies require "Back to Work" borrowers to attend at least one hour of counseling in person, by phone or online. The counseling must be Housing and Urban Development approved and the counseling must address the cause of the family's previous economic event.

FHA ensures that lending agencies require "Back to Work" borrowers to attend at least one hour of counseling in person, by phone or online. The counseling must be Housing and Urban Development approved and the counseling must address the cause of the family's previous economic event.

The Federal Housing Administration's "Back to Work - Extenuating Circumstances" program is designed as a mortgage restructure for families still facing negative economic events from the housing market crash of 2008.

The Federal Housing Administration's "Back to Work - Extenuating Circumstances" program is designed as a mortgage restructure for families still facing negative economic events from the housing market crash of 2008.