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Peer to peer (P2P) lending companies claim to provide loans at lower rates compared to banks. We ask the experts what impact this can have on the overall interest rate scenario in the country. Bhavin Patel, founder and CEO, LenDenClub The interest rate theory works on supply of money in the system and the risk associated with an investment. When the supply goes up, it brings in downward pressure on the banks to bring interest rates down. As it is now clear that RBI is regulating the P2P segment, many more lenders will be willing to be a part of P2P lending. This will bring in liquidity to P2P platforms, resulting in a reduction in the interest rate offered to borrowers. P2P loans are executed by arranging an electronic meeting of lenders and borrowers on the platform. If lenders have excess liquidity and start pushing higher amounts, they may ask for lesser yield. The impact could be a reduction of at least 1.5% over the next year on P2P platforms themselves. The other important aspect in determining interest rates is the risk associated with P2P loans. As these loans were not reported to any of the credit bureaus earlier, the chances of defaults were higher compared to similar retail loans. However, now, after the RBI regulations, the bureau reporting process will be started. This will make borrowers more concerned about timely payment of loans, bringing down the probability of default. This will reduce repayment risk, resulting in interest rates going down. Both of the above factors will act in favor of borrowers. However, it will take some time before we see the real impact of interest rate reduction.

Finding the Top Ambulance Service in Aminabad, Lucknow with MedCab Aminabad is best known for being one of the oldest markets in Lucknow. Famous for its Chikan embroidery clothing and food, Aminabad is comparable to Delhi's Chandni Chowk market. In case of an emergency in Aminabad, MedCab is the best ambulance service to rely on. You can reach MedCab medical services in Aminabad by dialling the emergency ambulance number 18008-908-208. Aminabad is one of the most popular markets in Lucknow for shopping. The Lucknow cuisine of kebab, chaat and biryani can be enjoyed in the Aminabad market. The Aminabad market has a rich history and was constructed in the pre-British era during the rule of the Nawabs. Aminuddaula Park is of great historical significance in Aminabad. India's tri-colour flag was first hoisted in this park in Lucknow in 1928 during our nation's fight for independence. This park located in Aminabad has been visited by many great freedom fighters, such as Mahatma Gandhi and Jawahar Lal Nehru. Much like the other markets and famous locations of Lucknow, such as the Hazratganj market, the Amina Bazaar market is also a mix of Nawabi architecture mixed with structures from the British era. The market is very lively and a must-visit for anyone who wants to experience Lucknow for shopping and eating. For women, Amina Hamza Bazaar is one of the best places for purchasing kurtas with chikan work and other traditional garments. Tunday Kebab, Burma Bakery and Prakash ki Kulfi are some of the famous eating experiences at Amina Bazaar. There are also other famous markets in Aminabad. This includes the historical Mohan market which is a refugee market, Swadeshi Market and Mumtaz Market. While Aminabad, especially the Amina Hamza Bazaar, provides a wholesome shopping and cuisine experience for anyone visiting Lucknow, a medical emergency can occur anywhere. To be prepared for such emergencies, Medab's emergency number is the most reliable ambulance s

The H3B 10/100Mbps fiber switch is with amazing range for multiple ports combination. Compared with fiber media converters, fiber switches are with more ports design. It can be with with multiple fiber ports or with multiple Ethernet ports or with multiple number of both port types. With strong R&D support, we've developed mature products for fiber switch series for you to choose. At moment, our 100M series covers hots selling models from 2 fiber ports to 8 fiber ports. 8 fiber port switches are mostly required for network convergence and the models with less fiber ports are designed mainly for network cascading.

Peer to peer lending in India is becoming popular among those looking for newer investment avenues. As compared to the stock market or real estate, it offers balanced risk and returns. Basically, you can become a personal loan lender through peer to peer lending. There are several online peer to peer lending platforms such as LenDenClub, where you can lend money online.

MedCab: Best 24/7 Ambulance Service in Ashiyana, Lucknow MedCab offers the top ambulance services in Ashiyana, Lucknow for medical emergencies. Ashiyana is an upcoming neighbourhood in Lucknow and MedCab is the most reliable choice for ambulance services in the region. Use MedCab's ambulance contact number for Lucknow to get an ambulance to your location within a matter of minutes. Ashiyana is a relatively new region in Lucknow as compared to the other historical locations. However, one historical monument in the region is the Fort Jellalabad. Fort Jellalabad is also known as the Maharaja Bijli Pasi Quila. Ashiyana Colony is one of the main developing residential areas of the region. One of the best markets in Ashiyana is the Bangla Bazaar. It is a great place to purchase a variety of items. Bangla Bazaar is a crowded marketplace due to the various great deals that visitors are able to get in the market. For travel, the Krishna Nagar Metro Station and Singar Nagar Metro Station are the closest to the location. Ashiyana is also close to the Charan Singh International Airport, which is approximately 5 km away. One of the best schools in the region is the Lucknow Public School. For fast ambulance services in the region, Medcab can be called by dialling the emergency ambulance number 18008-908-208. Whether you are visiting Fort Jellalabad or shopping at Bangla Bazaar, emergencies can occur unexpectedly at any location. For getting a quick ambulance service at your location in Ashiyana, call MedCab. MedCab provides ambulances with high-tech and sterile equipment, including ventilator support, ECG monitor, defibrillator, etc.

MedCab: Fast 24 Hours Ambulance Services in Vrindavan Yojna, Lucknow For quick online ambulance booking in Vrindavan Yojna, MedCab is the best ambulance service. MedCab ambulances can be booked online as well as through the emergency ambulance number for Lucknow at 18008-908-208. MedCab offers one of the best low price ambulance services in Vrindavan Yojna. Vrindavan Yojna is a newly developing residential area in Lucknow. Due to the area being newly developed, the roads are excellently built. Plenty of trees surround the area making it a calm and serene neighbourhood to reside in. Due to lack of traffic and the area being relatively quieter as compared to the rest of Lucknow, the area has very less pollution. The absence of pollution in Vrindavan Yojna is one of the significant factors that makes it a good locality in Lucknow. Vrindavan Yojna has a number of surrounding markets, such as the Udai Plaza and the Bazaar based in Vrindavan Colony. Some good schools in the area are the SKD Academy School, the Allenhouse Public School and the St. Basil's School. One of the prominent temples in the area is the Gopeshwar Mahadev Temple based in Vrindavan Yojna-1 in Vrindavan Colony. Lucknow's red metro line offers easy connectivity of Vrindavan Yojna to the rest of Lucknow. The main metro station of the area is Sukhada Vrindavan. The area also has some excellent parks, such as the Shaheed Bhagat Singh Park and the Sector 11 Vrindavan Colony Park. Overall, these aspects of Vrindavan Yojna make it an excellent residential area. Medical emergencies can occur even a serene residential area like Vrindavan Yojna. For getting quick medical help, the top ambulance service called is that of MedCab. MedCab provides 24/7 ambulance services in Vrindavan Yojna. MedCab offers fast transportation to hospitals such as Virat Medicity and Scope Hospital. MedCab also offers 24 hours ambulance services to other parts of Lucknow from Vrindavan Yojna as well as other cities.