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Good spending and saving habits are the key to reach financial success. But, there are also a lot of bad financial habits that can lead you into debt. Here's a PPT that shows 7 bad financial habits you should break to avoid debt trap.

If you are paying your bills late, spending on unnecessary purchases or excessively using your credit card, you may be teaching bad habits to your children. It's important to avoid such mistakes so you can teach good financial habits to your children.

You have stashed a lot of unneeded items in your home, thanks to your buying impulse. It makes big or small damages to your financial order. You can take your finances back in order by introducing a spending ban for a short or a longer time. Here are some benefits of a spending ban.

Do you have any friends who are negatively affecting your finances or spending habits? It's time to identify financial frenemies and lay down some ground rules to neutralize their effect on your finances.

Have you ever received catalogs of things from various merchants which tempt the spendthrift within? Have you ever wondered how they know your mailing address? Well, in fact, there is no surprise because your spending habits can actually determine you as a target for advertising.