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Although they give a comprehensive, rich picture of more than 200 years of African American struggle and achievement, they represent only a rivulet of the collections the Library of Congress holds in this essential part of American history.

At the height of the boom, USA Today published a poll in which 81 percent of young adults said getting rich was their top priority (and 51 percent gave the same priority to becoming famous). Americans now face a new personal finance reality.

the failure to own a home is generally not a source of stress in the same way that drowning in debt and the inability to retire are.