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While we may never know what really happened inside the Romney campaign's Election Day collapse, the  Ohio attorney's story, taken with the accounts from Ekdahl and people close to the Romney campaign, paint a picture of a campaign in disarray.  It appears that in its singular focus on competing technologically with the Obama campaign, the Romney team neglected to adequately account for and organize the essential human element necessary to any grassroots undertaking. Thus when its technological efforts failed, the campaign was left without a Plan B, and its volunteers were forced to fly blind at the moment the campaign needed them most.  "I think sometimes people get enamored of technology and they take people out of the mixture because its easier," Republican strategist Dave Carney told Business Insider. "I think there'll be a lot of soul-searching and review of those processes and see what really makes a difference."

At the height of the boom, USA Today published a poll in which 81 percent of young adults said getting rich was their top priority (and 51 percent gave the same priority to becoming famous). Americans now face a new personal finance reality.

the failure to own a home is generally not a source of stress in the same way that drowning in debt and the inability to retire are.