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When you first sign up for Cash App, you'll be asked to link a bank account or debit card. If you don't have either of these things, don't worry - you can still use CashApp! Just select the "I don't have a bank account" option when prompted. With CashApp, you can send and receive money instantly with anyone else who uses the app. You can also request money from others, which they can then choose to accept or decline. However, there are some limitations to consider when using CashApp without a linked bank account.