Saving secrets of the pros from ralph lauren outlet - 0 views
started by lifew0715 on 25 Apr 14
started by lifew0715 on 25 Apr 14
started by lifew0715 on 25 Apr 14
started by lifew0715 on 25 Apr 14
"Often you will get the same discount, typically 10 to 15 percent,"She says.If not, ask for perks, like free delivery and permission to try a piece out at home for a few days before buying.The value of a car can fall by 15 to 40 percent within the first year.Look for certified preowned cars(Reconditioned and with a warranty)That are about two years old and have about 20, 000 miles.Richard coraine, chief operating officer of restaurateur danny meyer's union square hospitality group:At restaurants, see if you can bring your own wine and pay a corkage fee(Anywhere from $10 and up).A good host won't flinch. "I'd thank you for choosing my restaurant first, whether you brought your own wine or not,"Says coraine.Also, bottled water can be marked up by as much as 300 percent, so order tap.
Moneysaving homedecorating and renovation secrets elizabeth franklin, founder and chief executive officer of the franklin report, an online guide to homerenovation and maintenanceservice providers:Buy a highquality paint marketed under a decorfocused brand name like ralph lauren(Sold at the home depot)Or benjamin moore's pottery barn line.These manufacturers employ designers to select the color ranges and the color schemes for the rooms in the brochures.Don't do just the bathroom if you plan to make over the kitchen and the bedrooms in the near future. "The bigger the project, the lower the margin the contractor has to make money off it,"Says franklin.
Moneysaving entertaining secretS patrick cuccaro, general manager of affairs to remember caterers, in atlanta:Slowcook.You don't have to serve lobster to have a memorable dinner party.Stewing uses inexpensive cuts of meat, but the results taste great and you get to spend more time with your guests.Or fill a fluted glass with an inexpensive prosecco(Italian sparkling wine)And drop in a scoop of sorbet.Many stores will give you a 10 percent discount.You may not want 12 bottles of the same chablis, of course, so ask the manager if you can mix different wines in a discounted case. "Keeping low balances means you're a good manager of credit,"SayS paperno.Lenders frown on a person's having too many cards, but don't cancel all unused credit accounts.Nothing is too small to screw up your creditnot a library fine, not a parking ticket.Pay everything on time, even if it's a bill for $5.Dayana yochim, personalfinance expert for the motley fool, an investoreducation website:Beginner investors should start with simple index mutual funds, such as one pegged to the standard poor's(S p)500 Index. "Index funds are a nobrainer diversification,"Says yochim.Companies can offer higher rates for online accounts because they save on rent and other overhead. "Prices have gone down over the past 10 years and continue to go down, so if you bought a policy several years ago, you might be able to get a better deal now even though you're older,"Says lankford.
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