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OFFERING A TIMELY PERSPECTIVE ON THE ECONOMY

"Welcome to Bedford, Virginia, one of the fastest growing areas in the state. A good mix of industry, commerce and agriculture ensures a strong, diversified economy and a positive business climate. Bedford's political atmosphere is stable, the tax rates favorable, the school system excellent, and the quality of life outstanding. Strategically located between the metropolitan areas of Lynchburg and Roanoke, Bedford is part of the Lynchburg Metropolitan Statistical Area. A good labor environment exists, providing availability at reasonable costs, and a strong work ethic results in high productivity and low turnover. The Bedford area abounds with natural beauty and outdoor recreational opportunities offering residents and visitors a pleasant environment to live, work, and play."

"Financial Literacy for Everyone * Personal Finance » o Credit & Debt » + Credit Cards + Credit History + Debt + Identity Theft o Savings & Spending » + Saving + Budgeting + Banking o Life Events » + Saving for College + Buying a Car + Welcome to the Workforce + Employer Provided Benefits + Renting an Apartment + Buying a Home + Marriage + Divorce + Parenting + Retirement + Elder Care + Handling the Unexpected o Expert Resources » + Practical Money Matters + Khan Academy * For Educators » o Lesson Plans » + Young Children + Children + Teens + College + Special Needs + All Ages o Economy 101 o Innovative Educators o Continuing Education o State Standards * Games » o Financial Football o Financial Soccer o Countdown to Retirement o Smart Money Quiz Show o Road Trip to Savings o Ed's Bank o Cash Puzzler * Calculators » o Auto o Budget & Goals o Career & Retirement o Credit & Debt o Education & College o Family & Life o Home & Mortgage o Loans o Savings & Investment o Work & Taxes * Resources"

Spent is an online game designed to teach players about the challenges of living on minimum wage (or slightly higher) employment. Players begin by selecting a job which will provide the wages they have to survive on for a month. Then throughout the game players are confronted with challenges that they have to handle by making an "either or" choice. After each choice the player's account balance is adjusted. In addition to the change in the player's balance sheet, each choice is followed by an explanation of consequence of the choice made.