Become a Millionaire - Stop-smoking - 0 views

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  #1 Gertsen Lin on 12 Aug 13

   

  Which means you want to be a millionaire? If you smoke or are contemplating it - I'll give you at the least $1 million reasons not to start. For the sake of discussion, I am likely to use me as an example. For extra information, people might require to check out: electronic cigarette consumer satisfaction tree. I have used for over 20 years and frankly I enjoyed it. It wasnt until I finally got it through my head regarding the health problems to me, my children and the increasing prices that I finally made a decision to leave.
  
  You all know or should know in regards to the health threats and I will not rehash it. What I do want to communicate with you about could be the economic effect. Consumer South Beach Smoke Reviews contains supplementary info concerning the purpose of this concept. I smoked 2 packs of cigarettes each day and on a great Friday night out on town it might sometimes be around 3 packs.
  
  Ok. here it comes. Two bags of cigarettes per day at the average price of $3.50 per package increased by 7 days equals $49.00 per week or $2555.00 for one year. Now lets have a teenager at age 18 who begins to smoke and lets also assume these were to stop at age 65 on retirement which is 47 years. 4-7 decades x $2555.00 = $120,085.00 spent on cigarettes at todays prices.
  
  Now a hundred and twenty thousand dollars is in itself not enough to make you rich but you can get some very nice stuff for that amount. The secret is in a little thing called compound interest. Assuming that in place of smoking - You got that same two packs per-day or seven pounds and used it in a mutual-fund. Allows also believe that you spent it in an index mutual fund which over the time of the stock market has averaged one hundred thousand each year. After 4-7 years you would retire with $2,730,489.02. That nearly $3 Million dollars. How is that for an incentive not to smoking?
  
  What about the rest of us who have smoked for 2-0 plus years? A man or woman who quit at age 40 under-the same scenario who save $282,615.51. Now thats not really a million dollars however it would still purchase a pretty nice house. What's even more astounding is the fact that these figures derive from todays costs and dont even take into account inflation over the same period of time.
  
  Then take into consideration this: $2555.00 used one time each year to some $200,000.00 mortgage could cut ten years off of a 30 year mortgage even if you aren't interested in investing the money saved from smoking. To get alternative interpretations, consider checking out: visit our site. You would be spending your home off in one-third time.
  
  The bottom line: If your health and family arent enough to get you to stop - Think of why your perhaps not living next door to the rich and famous. I hope this provides you food for considered all of the extras in life you are quitting by smoking.

   

  <div class="cArrow"> </div><div class="cContentInner">Which means you want to be a millionaire? If you smoke or are contemplating it - I'll give you at the least $1 million reasons not to start. For the sake of discussion, I am likely to use me as an example. For extra information, people might require to check out: <a href="http://www.electroniccigarettetree.com/electronic-cigarette-consumer-satisfaction-tree" rel="nofollow">electronic cigarette consumer satisfaction tree</a>. I have used for over 20 years and frankly I enjoyed it. It wasnt until I finally got it through my head regarding the health problems to me, my children and the increasing prices that I finally made a decision to leave. <br /> <br /> You all know or should know in regards to the health threats and I will not rehash it. What I do want to communicate with you about could be the economic effect. <a href="http://www.electroniccigarettetree.com/south-beach-smoke-reviews" rel="nofollow">Consumer South Beach Smoke Reviews</a> contains supplementary info concerning the purpose of this concept. I smoked 2 packs of cigarettes each day and on a great Friday night out on town it might sometimes be around 3 packs. <br /> <br /> Ok. here it comes. Two bags of cigarettes per day at the average price of $3.50 per package increased by 7 days equals $49.00 per week or $2555.00 for one year. Now lets have a teenager at age 18 who begins to smoke and lets also assume these were to stop at age 65 on retirement which is 47 years. 4-7 decades x $2555.00 = $120,085.00 spent on cigarettes at todays prices. <br /> <br /> Now a hundred and twenty thousand dollars is in itself not enough to make you rich but you can get some very nice stuff for that amount. The secret is in a little thing called compound interest. Assuming that in place of smoking - You got that same two packs per-day or seven pounds and used it in a mutual-fund. Allows also believe that you spent it in an index mutual fund which over the time of the stock market has averaged one hundred thousand each year. After 4-7 years you would retire with $2,730,489.02. That nearly $3 Million dollars. How is that for an incentive not to smoking? <br /> <br /> What about the rest of us who have smoked for 2-0 plus years? A man or woman who quit at age 40 under-the same scenario who save $282,615.51. Now thats not really a million dollars however it would still purchase a pretty nice house. What's even more astounding is the fact that these figures derive from todays costs and dont even take into account inflation over the same period of time. <br /> <br /> Then take into consideration this: $2555.00 used one time each year to some $200,000.00 mortgage could cut ten years off of a 30 year mortgage even if you aren't interested in investing the money saved from smoking. To get alternative interpretations, consider checking out: <a href="http://www.electroniccigarettetree.com/electronic-cigarette-consumer-satisfaction-tree" rel="nofollow">visit our site</a>. You would be spending your home off in one-third time. <br /> <br /> The bottom line: If your health and family arent enough to get you to stop - Think of why your perhaps not living next door to the rich and famous. I hope this provides you food for considered all of the extras in life you are quitting by smoking.</div>

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