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It's important to remember that this doesn't mean the stock market returns exactly 10% a year, every year. It's actually unusual for the market to return exactly 10% in a given year. The S&P 500 has only posted a return of between 10.0% and 10.9% four times since 1926 and only returned exactly 10% once, in 1966, according to S&P data that includes dividends.

Stock returns are wild and unpredictable. Since 1927, the S&P 500 stock index has gained 10.4% a year on average. But in any given year it could be up 29.9% or down 9.0% or somewhere in between, says IFA.com.

To do that, it's important to understand the power of diversification and the benefits of owning many types of stocks, from large value-priced stocks to small value-priced stocks. Diversification lets you minimize the risk posed by a single stock or type of stock and lets you still get your share of the market's return.

Hong 10

Kim Hong-Yeol

The name Hong 10 comes from using a Korean language homonym and an English language pun. The second syllable of his name, Yeol, has the same pronunciation as the Korean pronunciation for the number ten. Therefore, pronouncing the phrase "Hong 10" in Korean will be the same pronunciation as his real name, Hong-Yeol. However, this nickname is always pronounced in English, so he is referred to as hong-ten regardless of the language context - whether Korean or English or otherwise. The nickname "Hong 10" is also a play on the surfer term "Hang Ten".[4]

Whether it's a frisky kitten or a tubby tabby, a cat at home could cut your heart attack risk by almost a third, a new study suggests. The finding, from a 10-year study of more than 4,300 Americans, suggests that the stress relief pets provide humans is heart-healthy.

Cat owners "appeared to have a lower rate of dying from heart attacks" over 10 years of follow-up compared to feline-free folk, Qureshi said.

Basketball may be the most demanding of all sports. Basketball is a game of quickness: fast starts, sharp cuts and turns, acceleration and deceleration, and jumping. The heart of the game is running. Some coaches estimated that a starting high school player will run a total of 3 to 5 miles in a 32-minute game.

During the off-season prepare yourself by putting into practice good training principles. This will help you to maintain your fitness at a high level. Therefore, you can better bring out the best in your athletic potential.

Off-season training for competitive basketball requires self- discipline, dedication, and sacrifice. Also, you must have a good working knowledge of athletic training principles.

1,192,057

he most expensive street legal car available on the market today.

253 mph+.

end of the spectrum are the reds and oranges. These gradually shade into yellow, green, blue, indigo and violet. The colors have different wavelengths, frequencies, and energies. Violet has the shortest wavelength in the visible spectrum. That means it has the highest frequency and energy. Red has the longest wavelength, and lowest frequency and energy. LIGHT IN THE AIR Light travels through space in a straight line as long as nothing disturbs it. As light moves through the atmosphere, it continues to go straight until it bumps into a bit of dust or a gas molecule. Then what happens to the light depends on its wave length and the size of the thing it hits. Dust particles and water droplets are much larger than the wavelength of visible light. When light hits these large particles, it gets reflected, or bounced off, in different directions. The different colors of light are all reflected by the particle in the same way. The reflected light appears white because it still contains all of the same colors. Gas molecules are smaller than the wavelength of visible light. If light bumps into them, it acts differently. When light hits a gas molecule, some of it may get absorbed. After awhile, the molecule radiates (releases, or gives off) the light in a different direction. The color that is radiated is the same color that was absorbed. The different colors of light are affected differently. All of the co

d after Lord John Rayleigh, an English physicist, who first described it in the 1870's.) WHY IS THE SKY BLUE? The blue color of the sky is due to Rayleigh scattering. As light moves through the atmosphere, most of the longer wavelengths pass straight through. Little of the red, orange and yellow light is affected by t

As you look closer to the horizon, the sky appears much paler in color. To reach you, the scattered blue light must pass through more air. Some of it gets scattered away again in other directions. Less blue light reaches your eyes. The color of the sky near the horizon appears paler or white.

The truth is both of them have their advantages and

The big city is the place where all industrial, cultural and educational centers are situated. In big cities you can find museums, theaters, clubs, cinemas, big shops and hospitals, comfortable modern

COUNTRY POPULATION (smallest) (February, 2006 numbers) Vatican City 920

COUNTRY POPULATION (largest) (February, 2006 numbers) China 1,306,313,800

OCEANS OF THE WORLD (by size) Pacific (155,557,000 sq km)

Juanita Bermúdez, the director of the Códice Gallery, stated that the animal was fed regularly and was only tied up for three hours on one day before it escaped.[6][7] Vargas himself refused to comment on the fate of the dog,[7][5] but noted that no one tried to free the dog, give it food, call the police, or do anything for the dog.[5] Vargas stated that the exhibit and the surrounding controversy highlight people's hypocrisy because no one cares about a dog that starves to death in the street.[5] In an interview with El Tiempo, Vargas explained that he was inspired by the death of Natividad Canda, an indigent Nicaraguan addict, who was killed by two Rottweilers in Cartago Province, Costa Rica, while being filmed by the news media in the presence of police, firefighters, and security guards.[10] Upon conducting a probe, the Humane Society of the United States was informed that the dog was in a state of starvation when it was captured and escaped after one day of captivity; however, the organization also categorically condemned "the use of live animals in exhibits such as this." [11] The World Society for the Protection of Animals (WSPA) also investigated the exhibit.[8] WSPA found the information regarding the issue to be "inconsistent" and met with sponsors of the Honduras Bienal to ensure that no animals would be abused at the 2008 exhibition in that country. [8]

Step 1: Film Concept Step 2: Writing your script Step 3: Drawing your storyboards Step 4: Film Funding Step 5: Cast & Crew Step 6: Location, Location, Location Step 7: Shooting Script Step 8: Scheduling Step 9: Call Sheets Step 10: Equipment

Global warming is the long-term, cumulative effect that greenhouse gases, primarily carbon dioxide and methane, have on Earth's temperature when they build up in the atmosphere and trap the sun's heat. It's also a hotly debated topic. Some wonder if it's really happening and, if it's real, is it the fault of human actions, natural causes or both?

The L.A. Times reports that the side effects of hormonal therapy, which involves such drugs as leuprolide (Lupron, Viadur, Eligard), goserelin (Zoladex) and triptorelin (Trelstar), includes a 10 percent to 50 percent increase in the risk of fractures, diabetes, heart disease and sudden cardiac death; a 500 percent increase in hot flashes; and a 267 percent increase in impotence. It also has adverse effects on fats and cholesterol and causes enlargement of the breasts. Wait. It gets worse. The 10-year death rate from prostate cancer was 17.4 percent in those receiving no therapy, compared with 19.9 percent in those receiving hormonal therapy.

grindle All the research I have done indicates that preadjuvant hormone therapy does no good and in fact can cause harm.

Make sure your money is as safe as possible.