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What should you avoid before you apply for a bank loan? - 0 views

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    Many of us have heard about what one should do to get a loan or a credit card easily. Some of them include checking your CIBIL credit score online and having a stable employment record.
creditclear

Being street smart with your credit card - 0 views

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    You have recently made an enquiry about getting a loan for a vehicle and have applied for a credit card simultaneously. You have never dealt with these formalities in the past
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    India is a country where people traditionally believe in the concept of saving for a rainy day unlike citizens of many developed nations who rely heavily on credit even for their day-to-day expenses.
creditclear

Bankers' role in your credit score - 0 views

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    Most common people in India have the following misconceptions ingrained in their mind when it comes to the determination of their CIBIL credit score
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The effect of enquiries on my credit score - 0 views

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    A CIBIL score in India is primarily arrived at the way you make your payments on your credit accounts - such as your loans and credit cards. It is true that making your payments on time
creditclear

Know how bad credit affects you - 0 views

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    Credit scores have until recently been an influential concept only in the Western countries. In order to better manage credit risk, India has joined ranks and established CIBIL, a Credit Information Company. Credit scores are no longer just a foreign concept because they are used in almost every important field in India.
coachvk97

Things to know about the Credit Bureaus and Credit Scores in India - 0 views

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    Credit Bureaus are repository of information related to past usage of credit by borrowers. Based on this information, individuals are assigned credit scores considering various factors. Know the different Credit Bureaus in India and the credit score methodology.
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