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You might not have a choice in whether or not to renew your policy, no matter how much the premiums increase, so instead you've got to look for ways to combat these escalating expenses.

Insurance is a aid that protects you during your losses. Insurance is an agreement between the policyholder and the insurance company under which the policyholder has to pay the company regularly. In return they agree that if certain misfortune happens they will provide you the coverage.