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For the first time ever, the number of Britons over 65 exceeds those under 16. As the country grows older, the demand is growing for people to be able to work beyond pensionable age. And with advanced years comes growing political power - so the debate about retirement age is set to intensify

The UK population is getting older and faces deep financial, emotional and health issues. In the latest part of our series on the fallout from the nation's 'age quake', we examine how a crisis will affect us all as company pension schemes collapse and stock market failures hit private policies. Ruth Sunderland reports on a generation who face working into their seventies - or living out their old age in penury

A dramatic 'age quake' is shaking Britain as the country grows older - for the first time ever, the number of people over 65 exceeds those under 16. Here, in the start of a new series looking at the profound financial, emotional and practical issues faced by a rising number of Britons, we report on the best places for retired people to live across the UK.