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Structured settlement payments provide stability, but in the event of needing the money for a major purchase that will benefit you and your family's lives, they'll do you little good. Rather, you'll need to sell your structured settlement payments for a lump sum in order to cover the down payment. So how does one go about selling their structured settlement payments?

If you have structured settlement payments from some sort of a civil case, you may eventually decide that it's time to sell all or part of your structured settlement payments for cash. This may lie in how they work.

In early March 2013, six senators called on bank regulators and lenders to figure out how students can refinance their student loans, so they can make payments that they can afford.

Litigation funding is often referred to as a "lawsuit loan," but in reality, this type of funding isn't a loan at all. Pre-settlement funding is actually a cash advance toward a potential future settlement.