I believe that the financial opportunity centers have struck on the right formula to help low-income families pull out of poverty. It’s a holistic approach to their needs. Help them train and get jobs paying a living wage. Help them access public programs that will supplement their income until they can stand on their own financial feet. And provide them with financial coaching to better manage their money.

America's education system is unequal and unfair. Students who live in wealthy communities have huge advantages that rig the system in their favor. They have more experienced teachers and a much lower student-teacher ratio. They have more modern facilities, more up-to-date computer and science equipment, and more up-to-date textbooks. They have more elective courses, more music and art offerings, and more extracurricular programs. They have better libraries, more guidance counselors and superior athletic facilities.