The Rise of Disability - NYTimes.com - 8 views
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The difference also is important because the disability program is running out of money. The government projects that the disability fund will not be able to meet all claims in full by 2016. Those financial problems are relatively easy to fix if the growth of disability is being driven by demographics, because those trends are leveling off. But if the program is attracting a broader constituency, then demand for benefits could grow more rapidly, requiring larger changes.
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"Independent experts see substantial evidence that disability insurance increasingly serves as a safety net for people who cannot find jobs - people, that is, who might still have the ability to perform at least some kinds of work." Some families depend on their disability checks to survive. This means that not only do the vast majority of people in the disability program not return to work, but this also results in more stress on taxes so the government can provide these people that are in the disability program with their monthly checks.
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This article analyzes alternate reasons to why there is a rise in disability - not just that people are pretending. However, the article states that the Federal Reserve Bank of San Francisco says that it is "easier to qualify, as claims increasingly are judges on subjective criteria."
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"The difference also is important because the disability program is running out of money. The government projects that the disability fund will not be able to meet all claims in full by 2016. Those financial problems are relatively easy to fix if the growth of disability is being driven by demographics, because those trends are leveling off. But if the program is attracting a broader constituency, then demand for benefits could grow more rapidly, requiring larger changes." I think that the lines between welfare and disability insurance are blurred. People that can't get jobs due to their medical problems, turn to disability programs so they can classify themselves as having so. Sometimes, this has to do with education and that it's hard to find jobs that aren't physical with lower education, and it's easier to qualify for disability insurance because there are no set qualifications. I think that people turn to it when they can't work their jobs they have anymore, can't qualify for other ones, and are in pain so they just classify themselves as disabled.