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"Consumer confidence in the US has come down for a fourth consecutive month in June on rising concerns regarding jobs and incomes that have dampened the outlook for spending. The sentiment index has dropped to 62, which indicates a five-month low, from a revised 64.4 in May."

"Tax prep specialist H&R Block Inc late Tuesday said its fiscal fourth quarter earnings fell 11 percent from last year, owing to restructuring costs and store closures. "

"Reverse mortgages are increasing in the US as homeowners are taking out a reverse mortgage at the first available opportunity, which is the age of 62, as per federal law. Most of the home owners are paying off their debt with the proceeds and also using it to supplement retirement income."