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While this article identifies how credit is a major cause of the economic crisis, it goes one step further to describe the cause of the credit crisis, which is greed. This brings up an argument that many Americans played a part in causing the crisis because their greed was overwhelming to the market.

"Wellman said. Hooked into social media outlets, people are more willing to reveal their inner thoughts, personal musings and idiosyncratic performances to a wide audience." creditable source for research paper