Group items tagged

We buy lots of stuff because it's cheap. But is it really? Could it really be costing us more in the long run? Make 2013 the year you buy things differently.

Set yourself a budget. You don't have to do this with your kids; they won't understand all the things you need to pay for. But when you go to the grocery store, you can certainly explain to them how much money you have allocated for this shopping trip, and have them add up the cost as you fill the basket.

When you see a 0% APR credit card, you should realize that it is a promotional offer. The credit card is using it to draw new customers. This isn't a bad thing, but it means that you need to know when the promotional period will end.

We all know there are plenty of ways to save money, but some things are so obvious you can classify them as common sense rather than smart spending.  Here are 35 ways we save money: