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Nichols Financial Services opened for business in Newark, New York in 1982. Founded by Richard H. Nichols, an international accountant for Colt Industries, NFS was formed to consult and aid white and blue collar workers alike through the maze of tax laws, insurance rhetoric, and investment choices.

Insurance is a necessary part of life. At Nichols Financial Services, we don't want your insurance needs to be a part of life you worry about or lose sleep over. With a wide range of policies and packages in many price ranges, we can meet the RV, motorcycle, or car insurance needs of Newark area residents.

The Insurance Industry is very competitive. Consumers are bombarded daily with advertising encouraging them to call or shop online to compare rates. A great idea if price was all that mattered.